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Banco Santa Cruz Cuts Policy Change Cycles from 90 to 2 Days Using FICO Platform

Dominican Republic's third-largest private bank reduces projected delinquency rates by 65% while achieving 85% faster time-to-market for new products
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FICO® Score Credit Insights Report: Average FICO Score Dips to 714

Student loan repayment and mortgage delinquencies drive decline of average FICO Score as broader credit conditions stabilize

The Informed Borrower Opportunity: Meeting America's Demand for Credit Knowledge

Why addressing widespread financial misconceptions isn't just about education—it's about building the foundation for sustainable lending growth
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FICO UK Credit Card Market Report: January 2026

Persistent financial pressures evident as customers reduce spend and focus on paying credit card bills, but missed payments remain high

​​Modernizing Credit Scoring for the BNPL Era​

Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks

Has the Reporting of Rental Data to the Credit Reporting Agencies (CRAs) Increased?

FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs
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myFICO Launches New Mortgage Score Simulator to Help Consumers Prepare for Homeownership

Simulator provides insight into how everyday actions could influence FICO® Scores most widely used in mortgage lending
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2025 Consumer Survey: Colombia Fraud, Identity and Digital Banking - Spanish

What do customers really expect from the onboarding process?
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2025 Consumer Survey: Brazil Fraud, Identity and Digital Banking - Portuguese

What do customers really expect from the onboarding process?

A 7-Step Enterprise Fraud Framework to Redefine Scam Prevention

There is no one silver bullet for stopping scams — effective defense requires a multi-layered strategy
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2025 Consumer Survey: Mexico Fraud, Identity and Digital Banking - Spanish

What do customers really expect from the onboarding process?
woman using phone

2025 Consumer Survey: Chile Fraud, Identity and Digital Banking - Spanish

What do customers really expect from the onboarding process?
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FICO UK Credit Card Market Report: December 2025

Continued financial pressures evident as balances reach highest level since FICO records began
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Finance Reimagined Webinar: Web3, DeFi, Crypto, & More

Reimagine finance as decentralized, user-controlled, and borderless
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Bank of Tomorrow: Cognitive Compromise at Scale

Scams, mules, and the next phase of financial crime in Australia and New Zealand — and what fraud leaders must do now.

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