Powerful, Affordable Origination Analytics for Smaller Lenders
Digital transformation through analytic weaponry is imperative for small banks and credit unions. In an ever-dynamic, uber-competitive origination landscape, smaller institutions must: 1) increase profitability; 2) improve competitive positioning with advanced analytics; and 3) improve the customer and member experience. To fit that tall order, smaller financial institutions need affordable, scalable advanced analytic tools in their origination arsenal that: 1) provide fast time-to-value; 2) require a small upfront investment; 3) augment limited (or non-existent) analytic resources and data.
High-Quality Origination Decisions
Improved risk management that is enabled with data and analytics, combining risk scoring models with credit policy rules.
Innovative Analytics Drive Automation
Turnkey cloud solution and webservices deliver rapid time-to-value and a better borrower (or member) experience throughout the onboarding and origination process.
Best Practice Access to ML-Powered Models
Use off-the-shelf models and strategies powered by FICO’s world-class innovation and expertise. Models are structured, disciplined, secured, and powered by machine learning. Many use custom models—not many use machine learning.
Low Cost & Rapid Adoption
Webservices allow for rapid integration with existing systems and transactional, tiered pricing for strong time-to-value and ROI.
Proactive analytic services and reports push important information to business teams.
AI, Machine Learning & Advanced Analytics
Uncover trends and insights that lead to greater engagement and loan originations, using data-driven models, strategies, and optimization.
Provide origination decision scoring that is safe, scalable, and cloud-powered to improve solution flexibility, ROI, and extensibility.
Effortless, engaging origination decision scoring that is powered by the industry-leading FICO Platform. Start simple for fast time-to-value, and then easily add digital sophistication.
How it works
Improve decision-making throughout the origination process. Execute risk scores and credit policy rules quickly in the cloud without costly, time-consuming, on-premises scoring implementations that require constrained IT resources.
Add Affordable, Scalable Analytics to Your Origination Arsenal
Smaller financial institutions need affordable, scalable advanced analytic tools in their origination arsenal that: 1) provide fast time-to-value; 2) require a small upfront investment; 3) augment limited (or non-existent) analytic resources and data. To learn how FICO’s Decision and Scoring Service (DSS) can fortify your origination and analytics arsenal, get in touch with one of our experts or request a demo.