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Consumer expectations are higher than ever. They expect near instant gratification, and direct digital and multi-channel engagement are quickly becoming must haves. If legacy systems are holding you back from competing, it may be time to invest in an analytically-driven platform that enables you to rapidly evolve your business into the future of automotive finance.
FICO provides a modular platform that enables you to easily pull in data from multiple sources to rapidly determine eligibility, effectively govern and mange your decision rules across complex offerings so you can be more agile, reduce application fraud and connect with consumers across multiple channels. It also enables you to take advantage of the latest mathematical optimization capabilities to deliver highly compelling offers, and provide a personal touch that starts each customer down the journey to a long term, loyal and mutually profitable relationship with you.
Origination Manager is built on top of the FICO® Decision Management Platform to enable you to deeply customize and add new modules as your analytic maturity increases.
Increase application completions and better engage with customers using multiple channels.
Make fast, accurate credit decisions by acquiring the best data sources for application processing.
Reduce application fraud with artificial intelligence when connected to FICO® Application Fraud Manager.
Easily connect with our leading Alternative Deal Structure optimization capabilities that can drive your business results to the next level.
Pull in the latest, most predictive credit score in automotive finance — the FICO® Auto Score 9.
In late 2018, FICO commissioned a global independent research study with 2,000 auto consumers across nine countries to better understand key consumer perceptions within the vehicle financing experience. All survey respondents were adults b...
Many lenders struggle to gain a competitive edge—they need to quickly grow their portfolio and improve the customer experience, and at the same time balance risk and control operating expenses.
Who's in the Digital Generation and why do they matter? The Digital Generation (Gen-D) is made up of technologically savvy consumers comfortable using all types of devices and apps. They’re open to trying nontraditional products ...
The auto finance industry faces enormous pressure to ramp up its digital presence to appeal to today’s modern auto buyers – a consumer group that is increasingly unwilling to spend time at dealerships awaiting financing. Instead, buyers ar...