Merchant Services

Drive efficient, risk-aware growth with automation and advanced analytics.

Credit card reader
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White modern building
Man paying with credit card
Credit cards
Man paying with credit card
Credit cards

Digital-first merchant onboarding and monitoring

Merchant acquirers are under tremendous pressure to grow, but there isn't much room for growth in the verticals traditionally served by acquirers. In order to meet expectations, acquirers need to expand into new or underserved verticals without dramatically increasing their overall risk exposure. This requires a new approach, one that leverages automation and advanced analytics to facilitate efficient, risk-aware growth.


FICO solutions offer a wide range of capabilities, empowering you to make smarter, personalized decisions, streamline operations, and improve the customer experience.

Account Opening

Deliver the fast, frictionless, digital-first account opening experience that today’s most profitable customers demand.

AI, ML, Advanced Analytics


Drive better decisions with specialized and powerful analytics and machine learning.

Statistics, Numbers & Data

Years of analytics experience
Analytic and decision management patents
Of the largest US financial institutions are FICO clients

Growth without risk

Harness automation and analytics to drive growth without increasing risk.