Mortgage Lending

Mortgage Lending

Modernize your mortgage lending process and position yourself to win new business.

Overview

The status quo in mortgage lending has changed. Competition, fueled by rising customer expectations, is reshaping the mortgage industry and producing a new generation of leaders and laggards. FICO brings the analytic expertise and next-generation decision management technology that lenders need to modernize every part of the mortgage lending process — from prequalification to pricing to underwriting — and put them in the best possible position to win new business.

A Next-Generation Experience

Intelligent automation makes the origination process fast for customers and consistent for the lender.

Sophisticated analytics make the underwriting process easy for customers and employees.

Empowered Risk Management

Control over risk policies puts the business in the driver’s seat when reacting to market changes.

Flexibility in managing pricing strategies ensures a profitable balance between risk and acceptance rate.

Continuous Improvement

Interconnected data and decisioning systems enables a clear, comprehensive view into strategy performance across the lifecycle.

Robust simulation and prescriptive analytics tools empowers lenders to quickly discover and implement superior strategies while adhering to operational and compliance constraints.

 

Related Solutions

monetization_on Origination & Pricing for Mortgage Lending

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Resources

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FICO® Decision Technologies

Drive smarter, precise and consistent decisions across the customer lifecycle, powered by your business users Data-driven decisions are becoming strategically important to a company’s success at every stage of the customer lifecycle. Compa...
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Connect, Inform, Inspire. Join the FICO® Community!

If there’s anything we’ve learned from our customers, it’s the power of community. Connecting people who use the same technologies to share ideas and discover new and better ways to solve business problems helps everyone reach their goals ...
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Money 20/20 Keynote - New Frontiers in Credit Risk Scoring

Will Lansing, FICO CEO is joined by partners Experian and Finicity to discuss the future of consumer-permissioned data. As a participant in the credit decisioning world, learn how you can embrace more consumer interaction and control, to i...
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Thought leaders discuss consumer permissioned data in scoring

Industry thought leaders, Finicity, Experian and FICO discuss the potential of consumer contributed data in credit scoring to responsibly improve the credit score process and reach more consumers.