Mortgage Lending

Modernize your mortgage lending process and position yourself to win new business.

Mortgage Lending
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Man signing paper

Modernized mortgage lending

The status quo in mortgage lending has changed. Competition, fueled by rising customer expectations, is reshaping the mortgage industry and producing a new generation of leaders and laggards. FICO brings the analytic expertise and next-generation decision management technology that lenders need to modernize every part of the mortgage lending process — from prequalification to pricing to underwriting — and put them in the best possible position to win new business.


Learn how FICO solutions can empower you to make smarter, personalized decisions, streamline operations, and improve the customer experience.


Create and grow new customer relationships by targeting the right prospects with the right offers through the right channels.

Account Opening

Deliver the fast, frictionless, digital-first account opening experience that today’s most profitable customers demand.

Credit Risk Scoring Solutions

Make more informed and profitable decisions using enhanced credit risk strategies.

Pricing Optimization

Make more profitable pricing decisions, on a customer-by-customer basis, with powerful prescriptive analytics.

Collections Management

Collect more while striking the perfect balance between operational efficiency and customer experience.

Data, numbers and statistics

Years of analytics experience
Analytic and decision management patents
Of the largest US financial institutions are FICO clients

A modern process. A winning experience.

Modernize every facet of your mortgage lending process and position your organization to win in a competitive market.