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The status quo in mortgage lending has changed. Competition, fueled by rising customer expectations, is reshaping the mortgage industry and producing a new generation of leaders and laggards. FICO brings the analytic expertise and next-generation decision management technology that lenders need to modernize every part of the mortgage lending process — from prequalification to pricing to underwriting — and put them in the best possible position to win new business.
A Next-Generation Experience
Intelligent automation makes the origination process fast for customers and consistent for the lender.
Sophisticated analytics make the underwriting process easy for customers and employees.
Empowered Risk Management
Control over risk policies puts the business in the driver’s seat when reacting to market changes.
Flexibility in managing pricing strategies ensures a profitable balance between risk and acceptance rate.
Interconnected data and decisioning systems enables a clear, comprehensive view into strategy performance across the lifecycle.
Robust simulation and prescriptive analytics tools empowers lenders to quickly discover and implement superior strategies while adhering to operational and compliance constraints.
A combination of fictitious and potentially stolen personally identifiable information (PII) leveraged to compose a false and fabricated identity.
FICO® Score Open Access is a program that enables financial institutions to drive loyalty, trust and customer satisfaction while addressing industry calls for greater credit score transparency and financial literacy. FICO® Score Open Acces...
Cyberattacks and data breaches are daily news. Following on from our 2017 survey, we widened our net this year to see how attitudes and plans for tackling cybercrime compare across a larger range of countries. We also wanted to understand ...