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The status quo in mortgage lending has changed. Competition, fueled by rising customer expectations, is reshaping the mortgage industry and producing a new generation of leaders and laggards. FICO brings the analytic expertise and next-generation decision management technology that lenders need to modernize every part of the mortgage lending process — from prequalification to pricing to underwriting — and put them in the best possible position to win new business.
A Next-Generation Experience
Intelligent automation makes the origination process fast for customers and consistent for the lender.
Sophisticated analytics make the underwriting process easy for customers and employees.
Empowered Risk Management
Control over risk policies puts the business in the driver’s seat when reacting to market changes.
Flexibility in managing pricing strategies ensures a profitable balance between risk and acceptance rate.
Continuous Improvement
Interconnected data and decisioning systems enables a clear, comprehensive view into strategy performance across the lifecycle.
Robust simulation and prescriptive analytics tools empowers lenders to quickly discover and implement superior strategies while adhering to operational and compliance constraints.
See what FICO is doing to help Lenders turn financial dreams into a reality for consumers.
5 things FICO is doing to help Lenders turn financial dreams into reality for consumers
Every project is different, so it would be impossible to put together a standard template for designing a predictive modeling project. However, there are key design issues that can be considered generally applicable. The following suggesti...
FICO, provider of industry-standard US scoring solutions, delivers a range of products and services globally that support lenders in developing enhanced credit risk strategies. Highly predictive and customizable, FICO® Scores leverage both...