Personal Lending

Build a profitable personal loan portfolio with next-generation decisioning.

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Brains + Beauty

Customer expectations have been transformed by a tsunami of digital competitors, offering eye-catching user interfaces and quick loan decision times. Outflank these competitors by delivering an equally compelling experience and sophisticated backend decisioning, fraud management, pricing, and collections.


Learn how FICO solutions can empower you to make smarter, personalized decisions, streamline operations, and improve the customer experience.


Create and grow new customer relationships by targeting the right prospects with the right offers through the right channels.

Account Opening

Deliver the fast, frictionless, digital-first account opening experience that today’s most profitable customers demand.

Credit Risk Scoring Solutions

Make more informed and profitable decisions using enhanced credit risk strategies.

Identity and Authentication

Stop application and account takeover fraud with best-in-class identity proofing, fraud detection, and authentication capabilities.

Pricing Optimization

Make more profitable pricing decisions, on a customer-by-customer basis, with powerful prescriptive analytics.

Collections Management

Collect more while striking the perfect balance between operational efficiency and customer experience.

Statistics, Numbers & Data

Years of analytics experience
Analytic and decision management patents
Of the largest US financial institutions are FICO clients

Stand out from the crowd

Deliver a differentiated borrowing experience while ensuring that each approved customer will be profitable and low risk.