FICO® Score 10 T for Mortgage Investors
Trusted and used around the world, FICO® Scores offer continuity and stability across global markets.
Solution Sheet
Securitizing mortgage loans with FICO® Score 10 T enhances investor confidence and market stability. As the industry standard measure of consumer credit risk, FICO® Scores are an essential tool to help investors consistently assess the value of MBS and make well-informed investment decisions. With FICO® Score 10 T, our most predictive credit score ever, investors gain more reliable cash flows and lenders reduce loan losses.
FICO® Score 10 T benefits:
- Expand mortgage approval rates by up to 5% without incremental risk
- Realize up to a 17% reduction in delinquency at a cutoff of ~680
- Leverage trended data for additional consumer behavior insights
- Transition easily to the latest score based on recent data
- Retain continuity with similar minimum scoring criteria and familiar 300–850 score ranges
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