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The Informed Borrower Opportunity: Meeting America's Demand for Credit Knowledge

Why addressing widespread financial misconceptions isn't just about education—it's about building the foundation for sustainable lending growth

​​Modernizing Credit Scoring for the BNPL Era​

Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks

Has the Reporting of Rental Data to the Credit Reporting Agencies (CRAs) Increased?

FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs

Is Your Portfolio Management Strategy Maximizing Resilience for Better Loss Forecasting?

FICO® Resilience Index unlocks more accurate loss forecasts and stronger portfolio performance.

2026 FICO Decision Awards: Nominations Now Open

Call for analytics and digital transformation champions!
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Revolutions - The Speed of Dreams

Enabling organizations to evolve in the AI era.

2025 FICO Decision Awards: Nominations Now Open

Call for analytics and digital transformation champions!
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FICO® Platform Superpowering Innovation ​- Bill Waid 2024

A platform built for business, at the speed of the business, to power your business teams and deliver your next gen customer experience.

Average Canadian FICO® Score Holds Steady at 762

Monitoring a consumer's FICO® Score helps us understand how we got here and what may lie ahead for the average FICO Score

Meet Our 2024 FICO Decisions Awards Judges

A group of eight international specialists will assess exceptional outcomes in AI, machine learning, and digital transformation

Consumer Payment Behavior on Credit Cards Impacted by the Pandemic

The pandemic caused behavioral impacts on credit card payments of consumers for revolving products, where the minimum due is a small percentage of the current credit card balance

‘FICO Drift’: What Is It, and What Causes It?

FICO® Scores rank-order the likelihood of borrowers’ credit repayment risk - the relationship between the FICO Score and repayment odds can and does shift

Critical Ingredient to Identify Healthy Mortgage-Backed Securities

FICO® Scores: A critical element in cash flow analysis for proper valuation.

Top 10 Reasons to Migrate to FICO® Score 10T

Leveraging FICO’s heritage of scoring expertise, FICO® Score 10T is built with trended credit data enabling a higher level of predictive power

FICO and Chelsea Football Club to Raise Financial Literacy in U.S.

Strategic partnership between Chelsea FC and FICO aims to make a positive impact on the communities where games are played

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