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SME Lending

Average U.S. FICO Score Holds at 717 Despite Economic Uncertainty

Average credit scores hold steady amid economic uncertainty.
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iSON Xperiences Will Bring FICO’s AI-Powered Customer Management Technology to Countries Across Africa

Partnership will merge decisioning technology with BPO solutions

Reflections on Innovation: 101 AI and Software Patents Granted

We have built a data science organization that prizes creativity and operationalizes innovation for demonstrable business benefit and positive customer impact
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UnionBank Onboarded 50K Customers Monthly with FICO Platform

UnionBank, one of the Philippines’ most innovative financial institutions, has transformed its customer onboarding and credit decisioning process using FICO® Platform.
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FICO Named Teradata’s 2024 Industry ISV Partner of the Year

The two companies have developed advanced solutions for real-time payments fraud, supply chain resiliency and more
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FICO® Score 10T Materially Outperforms VantageScore 4.0

New analysis proves FICO® Score 10T’s superior performance for homebuyers, mortgage lenders and investors.
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FICO Named a Leader in the IDC MarketScape: Worldwide Decision Intelligence Platforms 2024 Report

FICO Platform Positioned as Leader in Worldwide Decision Intelligence Platforms report

India's Digital Scam Epidemic: A Threat to its Financial Resilience

As digital transactions soar, Indian banks face a rising tide of scams. Learn how to stay ahead with smarter fraud prevention strategies.
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2024 Bank Customer Experience Survey: Peru

Insights into Peruvian customer behaviors, preferences, and experiences with banks

What Is PSD3? 4 Ways It Impacts Fraud Prevention

Understand the impact of PSD3 and the key changes it creates for fraud prevention specialists

US Bankcards Industry Benchmarking Trends: 2024 Yearly Report

Credit card delinquency rates picked up in the back half of the year as spending slows
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New FICO Study: More Credit Lessons, Less Chemistry in High School Classrooms, Americans Say

Most Americans Think Their Current Financial Situation Would Improve If They Had Access to More Personal Finance Resources and Education
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FICO and Jersey Telecom Collaborate to Tackle Authorised Push Payment Fraud

Innovative combination of telephony signals and card data delivers first real-time solution to spot scams with early pilot reducing the number of people scammed by 41%

Why the Insurance Industry Needs Decision Platforms

Insurance organizations must be able to easily drive efficiency, profitability, and customer-centricity, and decision platforms can help
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FICO Solutions Help Bank Mandiri Slash Fraud by 80% on Cards and 85% on Digital App as Digital Channels Boom

Indonesia’s largest financial institution dramatically reduces fraud losses on its Livin’ by Mandiri banking super app, safeguarding over 1.64 billion transactions

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