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FICO Unveils Groundbreaking Credit Scores That Incorporate Buy Now, Pay Later Data

FICO® Score 10 BNPL and FICO® Score 10 T BNPL incorporate BNPL data to better reflect modern consumer behavior and drive financial inclusion
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BMO Strengthens Portfolio Decisions with FICO® Scores

Discover how BMO uses the industry-standard FICO® Score and FICO’s Decision Management Platform to navigate changing credit conditions with confidence.

Canada Bankcard Industry Benchmarking Trends: Q1 2025

Credit card data reveals many Canadians are struggling to pay off their monthly balances
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FICO Announces Availability of FICO Score Mortgage Simulator for Lender Use

Lenders can use the innovative tool through FICO’s partnership with Xactus to help offer customers more loan options and favorable rates
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FICO® Score 10T for mortgage credit resellers

Help your clients expand homeownership, increase volume, reduce risk, and evaluate FICO Score 10T at no additional charge.
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Mortgage Lenders Report Strong Results from Early Adoption of FICO Score 10 T

More than two dozen mortgage lenders have signed up to adopt FICO Score 10 T

Octane Grows Lending by 36% with FICO Auto Score 10

Using FICO® Auto Score 10, Octane responsibly expands credit access and grows recreational financing by 36%.
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FICO and Affirm Unveil Industry-Leading Analysis of ‘Buy Now, Pay Later’ Loans

First-of-its-kind analysis finds Affirm customers with multiple BNPL loans would be most likely to experience score increases with FICO’s innovative treatment of that data
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FICO® Score Credit Insights, Fall 2025 Edition

A comprehensive first-edition report analyzing credit trends for the U.S. economy, offering actionable insights for lenders, investors, and policymakers.
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FICO® Scores: the standard connecting the mortgage industry infographic

FICO® Scores serve as the mortgage industry’s universal risk measure, enabling faster decisions, better pricing, and greater confidence while facilitating seamless transactions.
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MCT and FICO Collaborate to Bring Predictive FICO® Score 10 T to Secondary Mortgage Marketplace

Mortgage lenders and investors transacting on the largest mortgage asset exchange for the U.S. secondary market, MCT Marketplace, will benefit by leveraging FICO Score 10 T, the company’s newest, most innovative and most predictive scoring model.
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FICO Launches Lenders Leading Financial Inclusion Program to Expand Credit Access for Underserved Communities

FICO Partners with Minority Depository Institutions and Community Development Financial Institutions to provide the tools and resources needed to help more borrowers unlock credit opportunities
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Cardinal Financial Completes Issue of First Ever Mortgage-Backed Security Containing Loans Decisioned with the help of FICO Score 10 T

Mortgage securitization proves FICO Score 10 T’s ability to improve loan options for borrowers and provide better predictive power for lenders
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Average Canadian FICO Score Drops from 762 to 760, Mirroring Modest Consumer Debt Level Increases and Economic Uncertainty

FICO® Scores reflect consumers credit health standing

5 Steps to Strengthen Credit Risk Strategy for Lenders: A How to Guide for Institutions of All Sizes

How using FICO’s Innovation Lab can help future-proof for evolving economic conditions and credit risk decisions

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