Home Credit China Cuts Risk by 25 Percent on Consumer Loans to Thin File Applicants
Global non-bank lender wins FICO® Decisions Award for Financial Inclusion using FICO® Score
FICO® Score Open Access in Canada
The FICO® Score Open Access program allows lenders to help educate Canadian consumers about their FICO® Scores by providing comprehensive and transparent information to help them understand their scores.
FICO® Score 10 in Canada
FICO® Score 10 supports predictive consumer credit risk management for Canadian lenders. FICO® Scores are used by 90% of top Canadian lenders and credit unions and have been an industry standard measure of risk for over 25 years.
FICO Partners with HUD and PERC on Rental Data Study
Study shows value of rental data in credit scoring models such as FICO® Score 9 in providing credit visibility for thin-to-no credit profiles
FICO Introduces New FICO Score 10 Suite
FICO® Score 10 Suite Outperforms All Prior FICO Scores Providing Power and Flexibility for Precise Credit Risk Decisions
Increased debt load poses risk to student loan borrowers
Student loan borrowers’ increasing debt trajectory through the pandemic has been outpacing that of non-student loan borrowers
Student loan borrowers at risk of delinquency when payments resume
Student loan borrowers already exhibiting higher delinquency rates than they did pre-pandemic on some credit products
Executive Summary: Milliman FICO® Score 10 and FICO® Score 10T Model Assessment June 2023
Milliman assessment evaluates updated FICO models coming to mortgage industry
2024 FICO Decisions Awards Now Open
Call for analytics and digital transformation champions!
China Construction Bank Expands Its Business With Millennial Credit Card Holders Using Big Data Predictive Analytics
China’s top bank wins FICO® Decisions Award for business results achieved with the FICO® Score X Data
US Bankcards Industry Benchmarking Trends: 2023 Q2 Update
Higher prices keep customers in a pinch from making on-time payments
FICO Score Open Access Program Reaches Milestone of 250 Million Consumer Financial Credit Accounts
Program improves transparency by enabling financial institutions to provide customers with free access to the actual FICO® Score used by lenders for credit decisions and risk management
Today's “No Hit” Applicant May Be Tomorrow’s Profitable Long-Term Customer
Auto-declining applicants with no credit bureau file can be a missed financial inclusion opportunity
FICO® Score XD - How it works
Giving lenders the ability to identify credit ready, previously unscorable borrowers
Digital-by-Default Collections: Agile Decision Management Is Key
Successful players constantly monitor and tune their approach, measure results, and decide on their next experiment.
Take the next step
Connect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.