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Canadian Bankcards: Delinquencies on Monoline Cards Are Rising

FICO's Canadian Bankcards Industry Benchmarking Trends for Q2 2024 show monolines delinquencies have reached pre-COVID levels

Using More Customer Management Tools Can Generate Millions in Incremental Profit

The benefits of active vs. passive use of FICO customer management technology are clear
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FICO UK Credit Card Market Report: May 2023

Impact of stubbornly high inflation evident in rising credit card delinquency levels and average spend

US Bankcards Industry Benchmarking Trends: 2024 Q2 Update

Credit card delinquencies are stabilizing in early buckets while consumers continue to spend
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FICO UK Credit Card Market Report: February 2023

Data demonstrates cost-of-living pressures across spend and missed payments as UK consumers battle to manage finances
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FICO Data: UK Credit Card Customers Showing Signs of Financial Stress

Worrying trends developing amongst established credit card users as missed payments rise

UK Credit Card Trends 2023-2024: More Spend and Delinquencies

FICO analysis of 2023-2024 data reveals how continued high costs and inflation are shaping UK credit card payment patterns

Why This Is a Good Time to Grant Credit Limit Increases

Card issuers should consider a credit limit increase program for existing credit card customers to engage customers and meet demand
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FICO UK Credit Card Market Report: January 2023

Start of the new year presents mixed picture of debt management by UK consumers

2025 FICO Decision Awards: Nominations Now Open

Call for analytics and digital transformation champions!
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FICO UK Credit Card Market Report: November 2022

Increased spend and careful credit management kick in for the festive season, but cardholders with two missed continued to rise

US Bankcards Industry Benchmarking Trends: 2024 Q1 Update

Credit card balances and severe delinquencies are growing but positive signs are starting to appear
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FICO UK Credit Card Market Report: October 2022

Average spend drops by £70 in space of two months as consumers tighten their belts; missed payments higher than same time last year
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FICO UK Credit Card Market Report: September 2022

Spend drops and missed payments increase as cost-of-living pressures take hold
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FICO UK Credit Card Market Report: June-August 2022

Erratic consumer behaviour over the summer months illustrates challenging conditions for lenders

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