


Navigating Mortgage Market Shifts: Retention, Competition, and Smart Lending Strategies 2025
FICO World 25 Session Presentation

How Santander US Auto Business Uses FICO® Platform to Expand Credit Access Nationwide
By combining scale with intelligent decisioning, Santander supports buyers from all walks of life, helping them navigate complex financial journeys with confidence.

How Bradesco Uses FICO® Platform as an Enterprise Decisioning Engine Built on Data
See how Bradesco delivers on its “customer first” promise with real-time data & AI to create seamless, secure, and scalable services across millions of relationships.

How Octane Uses FICO® Scores and FICO® Platform Omnichannel Engagement Capability to Expand Access to Credit
Discover how FICO Scores and decisioning tools help Octane unlock new opportunities and empower more people to pursue their passions confidently and efficiently.

How Nationwide Replaced Legacy Systems with FICO® Platform to Modernize Mortgage Decisioning
Nationwide shares how this digital modernization cut credit decision times by 50% and created a more agile, scalable lending experience for millions of customers.

FICO Partner Awards Showcase Game-Changing Innovators Worldwide
AWS, Dock, Fiserv, Infosys, TCS, Teradata and TSYS apply FICO analytics and decision management technology to advance customer centricity, fight fraud and streamline operations

Westpac NZ Wins FICO Award After Successfully Adopting Platform and Enterprise Decision Analytics
Leading New Zealand bank with more than 1.5 million customers wins FICO Pioneer Award for its advanced decision innovation

Cardinal Financial Works with FICO to Offer First VA Mortgage-Backed Security Decisioned on FICO® Score 10 T
Mortgage Leader to Integrate FICO’s Most Predictive Score to Help More Veterans Buy Homes

Premier Lending Inc. Adopts FICO Score 10 T for Loan Originations and Whole Loan Investment Fund
Mortgage Leader Signs on to Use FICO’s Most Predictive Score to Help More Borrowers Achieve Homeownership

Primis Mortgage Company, Subsidiary of Primis Bank, Becomes First Banked Owned Originator to Adopt FICO® Score 10 T to Increase Access to Homeownership
Tech-Driven Bank to Tap FICO’s Most Predictive Score for Non-Conforming Mortgage Products

CrossCountry Mortgage Adopts FICO® Score 10 T, Providing Forward Looking Insights for Mortgage-Backed Security Investors
First Mortgage Lender Committed to Issuing Mortgage-Backed Securities Exclusively Based on FICO® Score 10 T

Breaking silos: Origination and application fraud - Spanish
Remove barriers to reduce credit risk and fraud exposure, improve customer experience, and promote business growth.

FICO Helps Millions of Ukrainian Refugees Get Access to Credit
FICO partners with Ukrainian credit bureau to launch innovative credit score for Ukrainian refugees in Poland

Shifting Customers from Branches to Digital Account Opening
FICO survey shows even digital-savvy customers still prefer to open accounts in branches - understanding their reasons can help you give them confidence in digital channels
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