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FICO UK Credit Card Market Report: October 2025

Pre-Christmas spending and average active balances fall, however average balances for missed accounts remain high reflecting continued financial pressure
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2026 Gartner® Magic Quadrant™ for Decision Intelligence Platforms - Infographic

Visual guide to FICO's recognition in the 2026 Gartner® Magic Quadrant™ for Decision Intelligence Platforms

The Benefits of Champion/Challenger Testing in Decision Management

Champion/challenger experimentation objectively compares the performance of the current approach vs. new approach, which helps you to continuously evolve your decision strategies
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FICO UK Credit Market Report: September 2025

New data following Autumn Budget shows continued pressure on household finances with spending lower and balances higher than 2024.

Where Things Stand for FICO® Score 10T in the Conforming Mortgage Market

FICO® Score 10T historical data to be released in advance of implementation by the GSEs
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FICO recognized in the 2026 Gartner® Critical Capabilities for Decision Intelligence Platforms

Recognized across all four Critical Capabilities Use Cases
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FICO UK Credit Card Market Report: August 2025

Percentage of total balance paid drops, leaving average active balances at the highest level despite lower spending year-on-year

BNPL Success: How FICO Platform Addresses 5 Key Challenges

Risk management is a critical issue for Buy Now, Pay Later (BNPL) lending - discover how FICO Platform promotes growth and responsible lending
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FICO Survey: Only 1 in 10 APAC Bank Leaders Say Their Bank Is Highly Advanced in Hyper-Personalization

Poll reveals banks struggling to achieve ‘segment of one’ customer experiences
FICO Score Credit Insights Report 2025

FICO Releases Inaugural FICO® Score Credit Insights Report Highlighting Major Shifts in Consumer Credit

FICO’s analysis reveals how student loan repayment, shifting payment priorities, and generational differences are transforming credit behavior across the U.S.
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FICO UK Credit Card Market Report: July 2025

Year-on-year fall in payments leads to rising active balances

Meet Our 2026 FICO Decision Awards Judges

Top executives and analysts will evaluate how FICO customers are using AI and decisioning technology to drive measurable business outcomes

The Path Forward for Fair Credit Scoring Competition

With changes underway at Fannie Mae and Freddie Mac, what could competition between credit score models mean for mortgage bankers?
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FICO and Chelsea Football Club Kick Off Multi-Year Partnership to Champion Financial Empowerment

FICO partners with Chelsea FC in multi-year deal to promote financial literacy among U.S. soccer fans through educational programs and credit empowerment.

The Financial Health Revolution: How Gen Z Is Leading the Charge

What our latest consumer research reveals about the most credit-savvy generation and the incredible opportunities ahead

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