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Where Things Stand for FICO® Score 10T in the Conforming Mortgage Market

FICO® Score 10T historical data to be released in advance of implementation by the GSEs

A Guide to Price Optimization: What Is It, How it Works, and Why You Need It to Maximize Profits

Price optimization is a data-driven process that uses prescriptive analytics, and advanced optimization software to determine the optimal pricing strategy
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FICO recognized in the 2026 Gartner® Critical Capabilities for Decision Intelligence Platforms

Recognized across all four Critical Capabilities Use Cases
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FICO Xpress Solver Performance Since 2020

Version 9.8 (October 2025) vs. 8.9 (March 2020)
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Swisscard AECS GmbH Extends FICO Platform Decisioning with AI-Powered Optimization

Switzerland’s leading premium credit card provider aims to provide enhanced customer experience delivered through intelligent credit limit management
FICO Score Credit Insights Report 2025

FICO Releases Inaugural FICO® Score Credit Insights Report Highlighting Major Shifts in Consumer Credit

FICO’s analysis reveals how student loan repayment, shifting payment priorities, and generational differences are transforming credit behavior across the U.S.

Meet Our 2026 FICO Decision Awards Judges

Top executives and analysts will evaluate how FICO customers are using AI and decisioning technology to drive measurable business outcomes

The Path Forward for Fair Credit Scoring Competition

With changes underway at Fannie Mae and Freddie Mac, what could competition between credit score models mean for mortgage bankers?
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FICO and Chelsea Football Club Kick Off Multi-Year Partnership to Champion Financial Empowerment

FICO partners with Chelsea FC in multi-year deal to promote financial literacy among U.S. soccer fans through educational programs and credit empowerment.

Simulation and Optimization: Unlocking Better Decisions

Simulation and optimization are two different technology approaches that can dramatically improve the results of your decision strategies and improve customer centricity

The Financial Health Revolution: How Gen Z Is Leading the Charge

What our latest consumer research reveals about the most credit-savvy generation and the incredible opportunities ahead
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FICO® Score 10 T Decisively Outperforms VantageScore 4.0 in Mortgage Predictive Accuracy

New white paper revealing that FICO® Score 10 T – the company’s most predictive and inclusive credit scoring model to date – overwhelmingly outperforms VantageScore 4.0 in mortgage origination predictive power.

How to Unlock the Hidden Patterns in Payment Transactions

Applied Intelligence helps capture payments data across the business
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FICO Joins Forces with MI New York to Elevate Financial Literacy

As part of FICO’s partnership, MI New York cricketers will help raise awareness of the importance of financial literacy and credit education among fellow cricketers and cricket fans.
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FICO and the Hispanic 100 Foundation Hosts Free Financial Literacy Event to Help Consumers Unlock Their Financial Futures

Special guest, Congresswoman Young Kim to join workshop in Yorba Linda to encourage attendees to equip themselves for credit and financial success

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