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Why Banks’ Deposit and Savings Strategies Must Change

Regulatory pressures and waning trust are among the factors forcing banks to better meet customers’ needs - here are some best practices
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FICO Data: UK Credit Card Customers Showing Signs of Financial Stress

Worrying trends developing amongst established credit card users as missed payments rise
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Absa

Absa Home Loans leverages FICO® Platform capabilities to optimize collections to reduce delinquencies

UK Credit Card Trends 2023-2024: More Spend and Delinquencies

FICO analysis of 2023-2024 data reveals how continued high costs and inflation are shaping UK credit card payment patterns

Why This Is a Good Time to Grant Credit Limit Increases

Card issuers should consider a credit limit increase program for existing credit card customers to engage customers and meet demand
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FICO UK Credit Card Market Report: January 2023

Start of the new year presents mixed picture of debt management by UK consumers
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Bradesco is undergoing a complete transformation using FICO Platform to personalize the customer experience - Spanish

Bradesco utilizes FICO Platform for credit decisions, pricing, and product customization to tailor offers and personalize credit products according to the life stage of its customers.
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FICO UK Credit Card Market Report: December 2022

Seasonal increases plus higher prices result in festive spending highs and big rise in cardholders missing one payment
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FICO UK Credit Card Market Report: November 2022

Increased spend and careful credit management kick in for the festive season, but cardholders with two missed continued to rise

How Digital Twins & Simulation Improve Credit Line Management

Business outcome simulation enables business users to simulate changes to strategy and quickly make informed decisions to help reduce risk and enhance profitability
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Customer Perception Is King - Are You Ensuring "Next Best" Never Looks Like Second Best?

How Hyper-Personalization Can Power Digital Transformation
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Itaú utilizes FICO® Platform to focus on customer centricity through the use of data - Portuguese

Watch how the partnership with FICO has driven the digital transformation at Itaú and changed the lives of its customers.
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Bradesco is undergoing a complete transformation using FICO® Platform to personalize the customer experience - Portuguese

Bradesco utilizes FICO Platform for credit decisions, pricing, and product customization to tailor offers and personalize credit products according to the life stage of its customers.

FICO and Client HSBC Named Finalists in 2024 Credit Awards

Prestigious EMEA Credit Awards program recognizes leading technology providers and praiseworthy customer implementations in financial services
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FICO UK Credit Card Market Report: October 2022

Average spend drops by £70 in space of two months as consumers tighten their belts; missed payments higher than same time last year

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