


Icing on the Cake: How the FICO Score and alternative data work best together
Significant attention has been paid recently to the potential for use of alternative data to enhance the predictiveness and inclusiveness in credit scoring.

FICO Data: 10 Percent More Debit Cards Were Compromised in U.S. Last Year
There was a 10 percent increase in the number of payment cards compromised at U.S. ATMs and merchants in 2017, Silicon Valley analytic software firm FICO reported today.

PSR and FICO Platform Help Mexico’s CENACE Stop Floods and Boost Power Production
Innovative optimization capabilities help Mexico’s National Center for Energy Control improve efficiency and mitigate flood risks

FICO and CoreLogic Announce Availability of More Predictive Mortgage Credit Score Designed to Enable Growth in Mortgage Lending Market
CoreLogic and FICO today jointly introduced a high-performance consumer credit risk score that is expected to improve lending decision quality and increase the number of mortgage loans lenders make.

Average U.S. FICO® Score at 716, Indicating Improvement in Consumer Credit Behaviors Despite Pandemic
The FICO Score is a broad-based, independent standard measure of credit risk


BNPL Fraud — When "Buy Now, Pay Later" Backfires
Today's hottest finance trend is also banks’ next fraud frontier, as BNPL fraud may avoid detection and banks will shoulder the losses

Nationwide Building Society Wins FICO Decision Management Award with Strategic Risk Infrastructure Program
World’s largest building society set to increase lending by at least £25 million annually.

VIDEO: The REAL Problems with AI – My Talk with Kate Crawford
Data bias and untrained data scientists pose risks to AI models - and the trust we place in business decisions

UK Credit Card Trends 2023-2024: More Spend and Delinquencies
FICO analysis of 2023-2024 data reveals how continued high costs and inflation are shaping UK credit card payment patterns

Digital-First Collections Doesn't Mean Dropping the Dialler
Automated dial-direct calls to late-paying customers continue to help recover around 5% of delinquent accounts


Recession causes FICO® Score swings
Last month I posted that the national distribution of FICO® 8 Scores has had two major shifts during the recession...

Is “Enterprise Intelligence” an Oxymoron? Breaking the 5 Blockers
Enterprise intelligence that powers digital customer experiences has never been more advanced — so why are 70% of digital transformations floundering?
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