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2024 Bank Customer Experience Survey: Canada

Insights into Canadian customer behaviors, preferences, and experiences with banks
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FICO UK Credit Card Market Report: November 2023

Financial squeeze on households illustrated by fall in payments to balance while spending followed usual pre-Christmas upward trend
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FICO® Score 10T for Mortgage Originators Fact Sheet

Lead mortgage originations with the most predictive FICO® Score powered by trended data.

UK Card Payment Trends: Delinquencies Still Climbing

FICO UK Credit Report for August 2024 shows familiar card payment trends, but late payments are still higher than 2023
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CrossCountry Mortgage Adopts FICO® Score 10 T, Providing Forward Looking Insights for Mortgage-Backed Security Investors

First Mortgage Lender Committed to Issuing Mortgage-Backed Securities Exclusively Based on FICO® Score 10 T
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BAC

BAC’s cloud transformation: Empowering decisions and customers
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FICO® Score 10T for Mortgage Investors Fact Sheet

Enhance your mortgage portfolio with the most powerful FICO® Score ever — mitigate risk, strengthen liquidity with a globally recognized scoring standard.
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FICO® Score 10T for Mortgage Servicers

Strengthen mortgage servicing portfolios, boost returns, reduce risk, and more accurately assess cash flow using tended data to improve forecasting.
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FICO UK Credit Card Market Report: October 2023

Sales and cash spend fall before the usual Christmas upturn, although inflation means spending higher than the same period in 2022

Average U.S. FICO® Score stays at 717 even as consumers are faced with economic uncertainty

Inflation fatigue puts more borrowers under financial pressure
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FICO UK Credit Card Market Report: September 2023

Credit card missed payments and total balances rise, while spending falls ahead of the festive period
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Leading telecom and cable provider

Top US provider increases payment arrangements nearly 40%, while reducing costs more than $2Million.

Are FICO® Scores the Same Around the World?

FICO is committed to creating the most effective credit score for each international market
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Average Canadian FICO Score is 762, Indicating Strong Consumer Credit Health Amidst Economic Uncertainty

FICO® Scores are dynamic as they interpret and summarize evolving consumer behaviour captured in credit bureau files

UK Credit Card Payment Trends - Missed Payments Are Rising

Spending falls following typical seasonal patterns, although average balance is up 5.3% year-on-year and more customers miss payments

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