FICO Partners with HUD and PERC on Rental Data Study
Study shows value of rental data in credit scoring models such as FICO® Score 9 in providing credit visibility for thin-to-no credit profiles
FICO Introduces New FICO Score 10 Suite
FICO® Score 10 Suite Outperforms All Prior FICO Scores Providing Power and Flexibility for Precise Credit Risk Decisions
Increased debt load poses risk to student loan borrowers
Student loan borrowers’ increasing debt trajectory through the pandemic has been outpacing that of non-student loan borrowers
Student loan borrowers at risk of delinquency when payments resume
Student loan borrowers already exhibiting higher delinquency rates than they did pre-pandemic on some credit products
Why rely on guesswork when you can have certainty with optimization?
Six top-performing clients outline how they’re letting prescriptive analytics do the work
Executive Summary: Milliman FICO® Score 10 and FICO® Score 10T Model Assessment June 2023
Milliman assessment evaluates updated FICO models coming to mortgage industry
2024 FICO Decisions Awards Now Open
Call for analytics and digital transformation champions!
China Construction Bank Expands Its Business With Millennial Credit Card Holders Using Big Data Predictive Analytics
China’s top bank wins FICO® Decisions Award for business results achieved with the FICO® Score X Data
Business Simulation for Insurance: Best Practices and Getting Started
Business simulation can provide both the experimentation and the guardrails helping insurance companies explore multiple paths to success
US Bankcards Industry Benchmarking Trends: 2023 Q2 Update
Higher prices keep customers in a pinch from making on-time payments
Risks of Multiple Credit Scores
Understanding the Risks of Multiple Credit Scores in Mortgage Lending
FICO Score Open Access Program Reaches Milestone of 250 Million Consumer Financial Credit Accounts
Program improves transparency by enabling financial institutions to provide customers with free access to the actual FICO® Score used by lenders for credit decisions and risk management
Today's “No Hit” Applicant May Be Tomorrow’s Profitable Long-Term Customer
Auto-declining applicants with no credit bureau file can be a missed financial inclusion opportunity
FICO® Score XD - How it works
Giving lenders the ability to identify credit ready, previously unscorable borrowers
Digital-by-Default Collections: Agile Decision Management Is Key
Successful players constantly monitor and tune their approach, measure results, and decide on their next experiment.
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