Understanding Your FICO® Scores
What consumers and lenders need to know about the most widely used credit scores in lending decisions. Understand how lenders evaluate credit risk for loans and other credit with FICO Scores.
FICO Research Brief: Impact of the CRAs’ Enhanced Public Record Standards on FICO® Scores
Consumer reporting agencies (CRAs) — Experian®, Equifax® and TransUnion® — are changing the data standards and service level requirements of the public record data they maintain.
Basic Facts About FICO® Scores
There is more than one type of credit score, but FICO® Scores are used in 90% U.S. of lending decisions, making FICO® Scores the most widely used credit scores.
To Score or Not to Score?
Research explores the minimum amount of data required to build accurate, reliable credit scores
How Are Credit Line Decreases Impacting Consumer Credit Risk?
Insights - As lenders reduce or close credit lines to mitigate exposure, new research explores its impact on FICO scores
FICO® Score Fact Sheet
The most widely-used credit scores are FICO® Scores, the credit scores developed by FICO and available through consumer reporting agencies.
FICO Score 10, Most Predictive Credit Score in Canadian Market
FICO Score credit risk trends through the COVID-19 pandemic
Fannie Mae and Freddie Mac Will Require the Use of FICO Score 10T
FICO Score 10T gives mortgage lenders the flexibility and predictive power to make more precise lending decisions
FICO Fact: No Credit Score Versus Low Credit Score
A low FICO score for a consumer can have the perverse effect of preventing them from having access to a second chance through manual underwriting.
Meet Our 2023 FICO Decisions Awards Judges
Panel of 8 global experts to review outstanding results with AI, machine learning and digital transformation
Saudi Credit Bureau Delivers Access To Loans For Millions with Score
SIMAH wins FICO® Decisions Award for financial inclusion using FICO® Scores
Average U.S. FICO® Score Stays Steady at 716
Each year, we provide insight into the national average FICO® Score to help ensure consumers have a baseline measure of credit health standing
Financial Wellness: How Banks Can Help Their Customers
What can banks do to assist consumers with their financial health – and can this be profitable?
FICO Resilience Index Enables Proactive Mortgage Servicing Strategies
FICO® Resilience Index (FRI) augments the FICO Score with an additional dimension of credit risk insight
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Connect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.