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FICO® Score 10 in Canada

FICO® Score 10 supports predictive consumer credit risk management for Canadian lenders. FICO® Scores are used by 90% of top Canadian lenders and credit unions and have been an industry standard measure of risk for over 25 years.
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FICO Partners with HUD and PERC on Rental Data Study

Study shows value of rental data in credit scoring models such as FICO® Score 9 in providing credit visibility for thin-to-no credit profiles
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FICO Introduces New FICO Score 10 Suite

FICO® Score 10 Suite Outperforms All Prior FICO Scores Providing Power and Flexibility for Precise Credit Risk Decisions
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6 Tips for Debt Collection During the Household Income Squeeze

From identifying vulnerable customers to storing the right data, here are best practices for debt collection during the ongoing squeeze on household incomes
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Increased debt load poses risk to student loan borrowers

Student loan borrowers’ increasing debt trajectory through the pandemic has been outpacing that of non-student loan borrowers
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Student loan borrowers at risk of delinquency when payments resume

Student loan borrowers already exhibiting higher delinquency rates than they did pre-pandemic on some credit products
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Executive Summary: Milliman FICO® Score 10 and FICO® Score 10T Model Assessment June 2023

Milliman assessment evaluates updated FICO models coming to mortgage industry
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Improving Your Efficiency Ratio: 7 Financial Institutions’ Results

See how a platform approach to enterprise intelligence allowed these banks and card processors to succeed at making digital transformation highly profitable
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2024 FICO Decisions Awards Now Open

Call for analytics and digital transformation champions!
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China Construction Bank Expands Its Business With Millennial Credit Card Holders Using Big Data Predictive Analytics

China’s top bank wins FICO® Decisions Award for business results achieved with the FICO® Score X Data
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US Bankcards Industry Benchmarking Trends: 2023 Q2 Update

Higher prices keep customers in a pinch from making on-time payments
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Risks of Multiple Credit Scores

Understanding the Risks of Multiple Credit Scores in Mortgage Lending
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FICO Score Open Access Program Reaches Milestone of 250 Million Consumer Financial Credit Accounts

Program improves transparency by enabling financial institutions to provide customers with free access to the actual FICO® Score used by lenders for credit decisions and risk management
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Today's “No Hit” Applicant May Be Tomorrow’s Profitable Long-Term Customer

Auto-declining applicants with no credit bureau file can be a missed financial inclusion opportunity
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FICO® Score XD - How it works

Giving lenders the ability to identify credit ready, previously unscorable borrowers
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