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New Data Underscores Strong Performance of the FICO Resilience Index

Recent loan accommodation requests correlated to FICO Resilience Index values

Average U.S. FICO Score at 711, But Uncertainty Abounds

It generally takes some time for the effects of a major macroeconomic event to start to show up in consumers’ credit reports.

Simulated FICO Score Impacts due to Mortgage Forbearance

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

2021 FICO Decisions Awards Now Open

Companies invited to submit their successful digital transformation projects
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FICO® Member Score

Create Memorable and personalized member experiences, driven by data.
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FICO® Score X Data

A consistent, predictive risk score using alternative data to help lenders expand their customer base with more confidence.
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FICO® Score XD

Improve consumer credit access by identifying credit-ready borrowers who are unscorable with traditional credit bureau data alone.
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FICO® Score Open Access

Strengthen customer relationships and increase profitability.
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FICO® Resilience Index

More precisely predict a borrower’s resilience to future economic disruptions.
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FICO® Score

FICO® Scores are used by the top 90 US lenders for their credit risk assessment needs.
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UltraFICO® Score

Leverages trended cash flow data to give lenders a broader view of credit readiness.
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FICO® Safe Driving Score

Taking on driver safety: benefits that flow through the entire driving ecosystem.
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FICO® Score for International Markets

Highly scalable, FICO® Scoring Solutions are designed for ease and speed of deployment across international regions.

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