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Guild Mortgage Adopts FICO Score 10 T to Grow Underserved and First-Time Homebuyers

FICO’s most predictive credit score to help Guild to grow borrower base while maintaining portfolio performance
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FICO Recognized as a Leader in 2025 AI Decisioning Platforms Report by Independent Research Firm

FICO® Platform received the highest score in current offering among 15 AI Decisioning Platform providers evaluated
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The Forrester Wave™: AI Decisioning Platforms, Q2 2025

FICO named a leader

50,000 Monthly Accounts with Automated Credit Approvals

UnionBank leverages FICO Platform for automated credit approvals, integrating Citibank systems and enabling 5-minute onboarding at scale.
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FICO Drives Financial Empowerment at Professional Golf Tournaments Across North America

FICO to Partner with First Tee Chapters in Ontario and Central Carolina, and Drew Charter School in Atlanta to Provide Teens the Fundamentals of Financial Literacy
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Octane Earns a 2025 FICO Decision Award; Responsibly Expands Credit Access with FICO Auto Score 10

Fintech company uses FICO® Auto Score 10 to help grow originations by 36% and responsibly expand credit access in the recreational market, including Powersports, RV, and Outdoor Power Equipment

Statement on FHFA’s Interim Lender Choice Policy, announced Tuesday July 15th:

The Federal Housing Finance Agency’s interim “lender choice” policy introduces a dangerous precedent that increases adverse selection risk that will raise prices for consumers. 
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BMO Strengthens Portfolio Decisions with FICO® Scores

Discover how BMO uses the industry-standard FICO® Score and FICO’s Decision Management Platform to navigate changing credit conditions with confidence.

FICO® Score 10T Decisively Beats VantageScore 4.0 on Predictability

An analysis by FICO data scientists has found that FICO Score 10T significantly outperforms VantageScore 4.0 in mortgage origination predictive power. 
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Leading Fintech Achieve Taps FICO Score 10 T to Expand Consumer Access to Personal Loans

FICO and Achieve Partner to Power Brighter Financial Futures
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Bradesco Stops Fraud with AI on FICO Platform, 1B Monthly Transactions, Double the Approval Speed

Brazilian banking giant modernizes fraud detection and digital account opening, securing real-time transaction monitoring and seamless customer onboarding

FICO Platform Drives R$1B Digital Rural Credit in Brazil

Bradesco delivers agriculture finance solutions to 500,000+ farmers via E-agro, Brazil’s first fully digital rural credit platform, powered by FICO® Platform
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FICO Platform Helps Lloyds Banking Group Say Yes to More Customers

Leading UK high street banking group uses FICO® Platform to meet customer lending needs 24/7
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Average US FICO Score Drops to 715

FICO analysis shows that more than eight million borrowers are potentially impacted by new student loan delinquencies, partly driving the two point drop of the average U.S. FICO® Score

Canada Bankcard Industry Benchmarking Trends: Q1 2025

Credit card data reveals many Canadians are struggling to pay off their monthly balances

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