US Bankcards Industry Benchmarking Trends: 2024 Yearly Report
Credit card delinquency rates picked up in the back half of the year as spending slows
Basic Facts About FICO® Scores - French
Learn what is considered in FICO® Scores, how credit report data leveraged to calculate the score, and what you can do to build good credit habits.
Basic Facts About FICO® Scores - Spanish
Learn what is considered in FICO® Scores, how credit report data leveraged to calculate the score, and what you can do to build good credit habits.
Most Americans Wish They'd Learned About Money In School
Of all generations, Gen Z (ages 18 to 27) was the most likely to say that they lacked financial literacy—28% of Gen Z did not consider themselves financially literate compared to 20% of millennials (ages 28 to 43) and 10% of baby boomers (ages 60 to 78) w
New FICO Study: More Credit Lessons, Less Chemistry in High School Classrooms, Americans Say
Most Americans Think Their Current Financial Situation Would Improve If They Had Access to More Personal Finance Resources and Education
FICO® Xpress Solver: Mathematical Optimization for Energy & Utility Industries
Enhancing efficiency and operational strategies for energy & utility industries
3 enhancements to FICO Platform designed for improved decisioning speed
FICO highlighted the new enhancements can help teams break down silos and more efficiently reuse models and decision assets to drive better business outcomes.
FICO and Jersey Telecom Collaborate to Tackle Authorised Push Payment Fraud
Innovative combination of telephony signals and card data delivers first real-time solution to spot scams with early pilot reducing the number of people scammed by 41%
Why the Insurance Industry Needs Decision Platforms
Insurance organizations must be able to easily drive efficiency, profitability, and customer-centricity, and decision platforms can help
FICO Solutions Help Bank Mandiri Slash Fraud by 80% on Cards and 85% on Digital App as Digital Channels Boom
Indonesia’s largest financial institution dramatically reduces fraud losses on its Livin’ by Mandiri banking super app, safeguarding over 1.64 billion transactions
FICO UK Credit Card Market Report: July 2024
Spending falls following typical seasonal patterns although average balance is up 5.3% year-on-year and more customers miss one, two and three payments
Analytic platform approach to data driven decision making in auto finance
Analytic platform approach to data driven decision making in auto finance
How Conversational AI Boosts Collections as Delinquencies Rise
As defaults increase collections workload, the benefits of conversational AI can prioritize agents' work and lead to faster resolution
FICO Expands Educational Analytics Challenge with Historically Black Colleges and Universities to Inspire the Next Generation of Data Scientists
Morehouse College joins Bowie State University and Delaware State University this fall semester, as FICO launches its second annual analytics challenge to promote diversity, equity, and inclusion in data science
Survey: Banks Face Regulatory Changes, Increased Liability for Scam Fraud
Banks face increasing scam liabilities worldwide as regulators change reimbursement requirements, while consumers signal willingness to complain to regulators and banks
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