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Average US FICO Score Drops to 715

FICO analysis shows that more than eight million borrowers are potentially impacted by new student loan delinquencies, partly driving the two point drop of the average U.S. FICO® Score
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2025 Consumer Survey: Germany Fraud, Identity and Digital Banking

What customer really expect from the onboarding process?

Canada Bankcard Industry Benchmarking Trends: Q1 2025

Credit card data reveals many Canadians are struggling to pay off their monthly balances
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myFICO Sees Significant Surge in Consumers Checking FICO Scores

As more consumers take control of understanding their credit health, myFICO’s free FICO® Score program has provided millions with the tools and education to help them succeed
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Nationwide Speeds Up Credit Decisioning by 50% with FICO Platform

From mortgages to loans, the world’s largest building society delivers real-time solutions to enhance customer satisfaction
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FICO Announces Availability of FICO Score Mortgage Simulator for Lender Use

Lenders can use the innovative tool through FICO’s partnership with Xactus to help offer customers more loan options and favorable rates
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FICO® Score 10T for mortgage credit resellers

Help your clients expand homeownership, increase volume, reduce risk, and evaluate FICO Score 10T at no additional charge.
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FICO Teams Up with Pro Volleyball Federation to Champion Financial Literacy for Volleyball Athletes and Fans

FICO’s sponsorship focuses on raising awareness of financial literacy and credit education through volleyball athletes, engaging fellow athletes and fans to make informed financial decisions
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Originations for Banking

Empowering Digital Transformation & Customer-Centric Lending
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Mortgage Lenders Report Strong Results from Early Adoption of FICO Score 10 T

More than two dozen mortgage lenders have signed up to adopt FICO Score 10 T
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2025 Consumer Survey: South Africa Fraud, Identity and Digital Banking

Good fraud protection and ease of use are customers' top consideration when opening a new account. Are you meeting their expectations?

Octane Grows Lending by 36% with FICO Auto Score 10

Using FICO® Auto Score 10, Octane responsibly expands credit access and grows recreational financing by 36%.

Evolving Landscape of Machine Learning Relative to the FICO® Score

How does progress in artificial intelligence stack up to the FICO credit score model?
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2025 Consumer Survey: Spain Fraud, Identity and Digital Banking

What customer really expect from the onboarding process?
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FICO and Affirm Unveil Industry-Leading Analysis of ‘Buy Now, Pay Later’ Loans

First-of-its-kind analysis finds Affirm customers with multiple BNPL loans would be most likely to experience score increases with FICO’s innovative treatment of that data

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