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FICO UK Credit Card Market Report: November 2023

Financial squeeze on households illustrated by fall in payments to balance while spending followed usual pre-Christmas upward trend

UK Card Payment Trends: Delinquencies Still Climbing

FICO UK Credit Report for August 2024 shows familiar card payment trends, but late payments are still higher than 2023
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BAC

BAC’s cloud transformation: Empowering decisions and customers
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FICO UK Credit Card Market Report: October 2023

Sales and cash spend fall before the usual Christmas upturn, although inflation means spending higher than the same period in 2022
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FICO UK Credit Card Market Report: September 2023

Credit card missed payments and total balances rise, while spending falls ahead of the festive period
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Leading telecom and cable provider

Top US provider increases payment arrangements nearly 40%, while reducing costs more than $2Million.

UK Credit Card Payment Trends - Missed Payments Are Rising

Spending falls following typical seasonal patterns, although average balance is up 5.3% year-on-year and more customers miss payments
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Forrester Report: The Future of Digital Experiences in Banking

How Emerging Technologies Will Transform Digital Banking Experiences Over the Next Decade
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FICO UK Credit Card Market Report: July/August 2023

Summer months see average credit card spend and balance continue to trend upwards while payments to balance rose and fell, sending warning signals to lenders ahead of winter
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2024 Bank Customer Experience Survey: US

Insights into US customer behaviors, preferences, and experiences with banks

Canadian Bankcards: Delinquencies on Monoline Cards Are Rising

FICO's Canadian Bankcards Industry Benchmarking Trends for Q2 2024 show monolines delinquencies have reached pre-COVID levels
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FICO and LigaData Partner to Help Telecommunications Firms in Africa, Middle East, Asia Add New Revenue Streams

Two firms are offering solutions for lending using decision management and mathematical optimisation technology

A World Without FICO Credit Scores: What Was It Like?

Movement Mortgage’s Anna Benz discusses the importance of FICO Scores in the credit ecosystem

Using More Customer Management Tools Can Generate Millions in Incremental Profit

The benefits of active vs. passive use of FICO customer management technology are clear
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FICO UK Credit Card Market Report: May 2023

Impact of stubbornly high inflation evident in rising credit card delinquency levels and average spend

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