UK Credit Card Trends 2023-2024: More Spend and Delinquencies
FICO analysis of 2023-2024 data reveals how continued high costs and inflation are shaping UK credit card payment patterns
Why This Is a Good Time to Grant Credit Limit Increases
Card issuers should consider a credit limit increase program for existing credit card customers to engage customers and meet demand
FICO UK Credit Card Market Report: January 2023
Start of the new year presents mixed picture of debt management by UK consumers
Bradesco is undergoing a complete transformation using FICO Platform to personalize the customer experience - Spanish
Bradesco utilizes FICO Platform for credit decisions, pricing, and product customization to tailor offers and personalize credit products according to the life stage of its customers.
FICO UK Credit Card Market Report: December 2022
Seasonal increases plus higher prices result in festive spending highs and big rise in cardholders missing one payment
FICO UK Credit Card Market Report: November 2022
Increased spend and careful credit management kick in for the festive season, but cardholders with two missed continued to rise
How Digital Twins & Simulation Improve Credit Line Management
Business outcome simulation enables business users to simulate changes to strategy and quickly make informed decisions to help reduce risk and enhance profitability
Customer Perception Is King - Are You Ensuring "Next Best" Never Looks Like Second Best?
How Hyper-Personalization Can Power Digital Transformation
Itaú utilizes FICO® Platform to focus on customer centricity through the use of data - Portuguese
Watch how the partnership with FICO has driven the digital transformation at Itaú and changed the lives of its customers.
Bradesco is undergoing a complete transformation using FICO® Platform to personalize the customer experience - Portuguese
Bradesco utilizes FICO Platform for credit decisions, pricing, and product customization to tailor offers and personalize credit products according to the life stage of its customers.
FICO and Client HSBC Named Finalists in 2024 Credit Awards
Prestigious EMEA Credit Awards program recognizes leading technology providers and praiseworthy customer implementations in financial services
FICO UK Credit Card Market Report: October 2022
Average spend drops by £70 in space of two months as consumers tighten their belts; missed payments higher than same time last year
How Decision Optimization Improves Credit Line Management
Action-effect models and prescriptive analytics make credit limit increase optimization a powerful tool to improve portfolio performance
The Future of Digital CX and Hyper-Personalization - Video
There’s an exciting new era of digital transformation and enterprise decision-making emerging, as I describe in this 15-minute video from FICO World 24
How to Solve Your “Elephant Problem” with an AI Platform
Collaboration is critical to overcome the silos in your organization, each of which sees a partial picture of your customers
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