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Are FICO® Scores the Same Around the World?

FICO is committed to creating the most effective credit score for each international market
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Average Canadian FICO Score is 762, Indicating Strong Consumer Credit Health Amidst Economic Uncertainty

FICO® Scores are dynamic as they interpret and summarize evolving consumer behaviour captured in credit bureau files

Credit Union Borrowers’ Average FICO Score Slightly Decreased over the Last 2 Years

Debt and missed payments continue to rise, contributing to a change in the average

Shifting Customers from Branches to Digital Account Opening

FICO survey shows even digital-savvy customers still prefer to open accounts in branches - understanding their reasons can help you give them confidence in digital channels
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Forrester Report: The Future of Digital Experiences in Banking

How Emerging Technologies Will Transform Digital Banking Experiences Over the Next Decade
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Leading Mortgage Lender Movement Mortgage Becomes Early Adopter of FICO’s Most Predictive Credit Scoring Model

Using FICO Score 10 T Can Expand Mortgage Approval Rates by up to 5% When Compared to Versions Used Today
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Reinventing Telco Onboarding Through Advanced Analytics

Recover abandoned credit applications via compelling customer messages.
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FICO® Score Remains the Most Widely Used Credit Score in the Securitization Market, Keeping Lender Confidence

Study finds more than 95% of asset-backed securitizations rely on FICO® Scores
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Consumer Survey 2024: Digital banking, customer preferences and fraud controls - Australia and New Zealand

What do your customers think about how financial services organizations manage fraud and customer onboarding?

A World Without FICO Credit Scores: What Was It Like?

Movement Mortgage’s Anna Benz discusses the importance of FICO Scores in the credit ecosystem
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FICO Hosts Free Financial Literacy Event for Chicago Residents During Final Stop of Chelsea FC’s Summer Tour

FICO’s Score A Better Future event encourages people to understand credit and how to set themselves up to successfully meet their financial goals
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FICO Provides Financial Literacy Empowerment with Free Credit Education Event During Chelsea FC’s Atlanta Stop

FICO partners with U.S. Soccer Foundation and City of College Park to offer financial educational resources to attendees
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FICO Showcases Credit Education Program for Teens During Chelsea FC Summer Tour to Promote Financial Literacy and Empowerment

Score A Better Future Fundamentals program partners with U.S. Soccer Foundation and Chelsea Football Club to hold workshops teaching students how to take control of their financial futures
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Belvo and FICO Announce Partnership to Expand Credit Access in Brazil Through Open Finance

The Belvo Open Finance Score, powered by FICO, will help lenders make more accurate and inclusive risk assessments

US Bankcards Industry Benchmarking Trends: 2024 Q2 Update

Credit card delinquencies are stabilizing in early buckets while consumers continue to spend

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