The Informed Borrower Opportunity: Meeting America's Demand for Credit Knowledge
Why addressing widespread financial misconceptions isn't just about education—it's about building the foundation for sustainable lending growth
FICO UK Credit Card Market Report: January 2026
Persistent financial pressures evident as customers reduce spend and focus on paying credit card bills, but missed payments remain high
Modernizing Credit Scoring for the BNPL Era
Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks
Has the Reporting of Rental Data to the Credit Reporting Agencies (CRAs) Increased?
FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs
FICO UK Credit Card Market Report: December 2025
Continued financial pressures evident as balances reach highest level since FICO records began
Is Your Portfolio Management Strategy Maximizing Resilience for Better Loss Forecasting?
FICO® Resilience Index unlocks more accurate loss forecasts and stronger portfolio performance.
FICO UK Credit Card Market Report: October 2025
Pre-Christmas spending and average active balances fall, however average balances for missed accounts remain high reflecting continued financial pressure
The Benefits of Champion/Challenger Testing in Decision Management
Champion/challenger experimentation objectively compares the performance of the current approach vs. new approach, which helps you to continuously evolve your decision strategies
FICO UK Credit Market Report: September 2025
New data following Autumn Budget shows continued pressure on household finances with spending lower and balances higher than 2024.
FICO Announces 10 New Patents, Advancing Leadership in Responsible AI and Applied Intelligence
Latest patent breakthroughs solidify FICO’s leadership in Responsible AI, applied intelligence, and transaction analytics, advancing innovation and trust across the financial ecosystem
FICO UK Credit Card Market Report: August 2025
Percentage of total balance paid drops, leaving average active balances at the highest level despite lower spending year-on-year
FICO UK Credit Card Market Report: July 2025
Year-on-year fall in payments leads to rising active balances
UK Cards: Signs of Risk in Rising Balances
FICO’s data on UK credit cards for July 2025 shows a YOY growth in balances and delinquent balances
FICO UK Credit Card Market Report: June 2025
Summer spending and continued financial pressures push up credit card balances
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