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Banco Santa Cruz Cuts Policy Change Cycles from 90 to 2 Days Using FICO Platform

Dominican Republic's third-largest private bank reduces projected delinquency rates by 65% while achieving 85% faster time-to-market for new products
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FICO® Score Credit Insights Report: Average FICO Score Dips to 714

Student loan repayment and mortgage delinquencies drive decline of average FICO Score as broader credit conditions stabilize

Merchant Acquiring: The Fraud Landscape for Competitive Advantage

As merchant acquiring models evolve, fraud management must expand beyond traditional transaction monitoring toward a broader view of ecosystem governance

The Informed Borrower Opportunity: Meeting America's Demand for Credit Knowledge

Why addressing widespread financial misconceptions isn't just about education—it's about building the foundation for sustainable lending growth
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FICO Launches Digital Tool Hub to Help Lenders Accelerate Credit Risk Strategy Innovation and Advance Financial Inclusion

The FICO Score Credit Insights Lab delivers interactive benchmarking, modeling and financial inclusion tools for lenders built on trusted FICO® Scores

​​Modernizing Credit Scoring for the BNPL Era​

Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks
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NFCC Increases Debt Relief Program Eligibility While Recovering $1 Billion Using FICO Score Open Access Program

America's largest nonprofit credit counseling organization launches new programs to help consumers pay off debt affordably and avoid costly debt settlement scams

Has the Reporting of Rental Data to the Credit Reporting Agencies (CRAs) Increased?

FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs
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FICO Partners with Banzai to Bring Credit Education to Millions of Students Nationwide

Partnership brings FICO’s Score A Better Future® Fundamentals curriculum to 150,000 teachers through Banzai's education platform
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Grab Finance Expands Credit Access Across Southeast Asia Using FICO Platform, Delivering 22 Workflows in Six Countries

Region’s leading superapp advances financial inclusion for millions by applying advanced decisioning to behavioral data
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FICO® Score Credit Insights, Spring 2026 Edition

A comprehensive report analyzing credit trends for the U.S. economy, offering actionable insights for lenders, investors, and policymakers.

From Superapp Data to Credit Access: Grab Finance Scales Lending Across Southeast Asia

22 decision workflows deployed across six countries in under 8 months with FICO Platform

Nationwide Builds Intelligent Enterprise with FICO Platform

From mortgages to loans, the world’s largest building society delivers real-time solutions to enhance customer satisfaction
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Customer Communications for Originations

Intelligent, automated, digital omni-channel communications for low-friction, high-conversion customer acquisition.

Merchant Acquiring Mastery: Three Game-Changing Strategies for Competitive Advantage

Merchant acquirers now demand sophisticated onboarding automation, dynamic pricing intelligence, and predictive analytics to win and retain profitable merchant relationships

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