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Nearly 56% of global auto finance customers will consider more than one source of financing before they make a final decision. When presenting a customer or prospect with loan or lease offers, it's more important that ever to deliver fast, highly compelling offers that not only impress the customer and achieve a high win-rate but also align to your portfolio objectives and meet all regulatory requirements. Compelling, optimized financing offers delivered at the speed of digital or on indirect lending channels must avoid manual "rehashing" to be successful. Using FICO's advanced analytics, we can partner with you to improve automated approval rates and gain the competitive edge.
Gain a competitive edge with FICO's leading mathematic optimization capabilities, which can be tuned to first satisfy top level outcomes and then search for lower level outcomes to fully optimize each offer.
Connects to DealerTrack and/or RouteOne to deliver your offers efficiently through indirect lending channels.
Manage your complex portfolio of loan and lease options and ensure each offer for these offerings aligns to your top level business objectives.
Integrate FICO Alternative Deal Structure with your existing LOS (loan origination system) or pair with FICO® Origination Manager to achieve the full benefits.
Evaluate thousands of candidate offers and deliver an instant shortlist of equivalent offers that are each optimized to a unique and specific loan term (like monthly payment, interest rate, money down, etc.).
In late 2018, FICO commissioned a global independent research study with 2,000 auto consumers across nine countries to better understand key consumer perceptions within the vehicle financing experience. All survey respondents were adults b...
Many lenders struggle to gain a competitive edge—they need to quickly grow their portfolio and improve the customer experience, and at the same time balance risk and control operating expenses.
Modern decision management projects are highly complex, involving interactions between process management, user interfaces, and automated decisionmaking. Project success depends on having a clear and complete set of functional requirements...
The way most banks try to boost performance is like walking around a dark room with a dim flashlight. Only able to see a few steps ahead in one direction, they select and test a new strategy. If it’s successful, they roll it out and start ...