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No matter where your institution is along the path to meeting compliance for CECL (Current Expected Credit Loss) or IFRS 9 (International Financial Reporting Standard 9), you may face challenges across technology, data or strategic alignment.
Your approach to loss forecasting will require collaboration between Risk and Finance teams — and to maximize business results, decisions across the customer lifecycle need to be put into operational practice with precise and automated advanced analytics. FICO has the software, consulting and analytic models to help your business thrive under these new requirements.
Industry-leading predictive analytics and deep domain and loss forecasting experience.
Proven high-performance software platform for estimating losses from diverse data and multiple models.
Comprehensive governance of participants, roles and actions.
Integrated simulation tool for exploring and comparing what-if scenarios to understand key drivers, sensitivities and volatilities.
Process transparency, with audit trail capturing all steps, plus drill-down into individual accounts for detailed confirmations.
Solving your biggest and most complex business problems.
FICO Optimization Community
Drive faster, smarter and consistent business decisions.
FICO Decision Technology Community
Put the power of optimization in the hands of business users.
Industry leading, data and analytics visualization tool to monitor your data, decisions, and performance.
Attain the best predictive models for your business needs.
FICO Analytics Community
Smarter banking decisions.
Explore and analyze data of any size or complexity.
Rapidly define, execute and manage the decisions that run your business.
Use centralized model governance to streamline compliance and better manage risk.
In late 2018, FICO commissioned a global independent research study with 2,000 consumers across nine countries to better understand key consumer perceptions within the vehicle financing experience.