US Credit Unions – Credit Card Benchmarking Trends for 2024
Credit unions saw a slowdown in severe delinquency impacting their credit card portfolios to finish 2024, with increases in average monthly spend and average balance
Leanne Marshall
Leanne Marshall is a Principal Consultant in North America. Her specialties include model management, risk segmentation, authorizations, collections and credit line management for retail private label cards and general-purpose credit cards. Leanne, who works from Denver, is a graduate from the University of Nebraska and holds a Master of Science in Statistics and a Bachelor of Science in Mathematics and Sociology.
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US Bankcards Industry Benchmarking Trends: 2024 Yearly Report
Credit card delinquency rates picked up in the back half of the year as spending slows
US Bankcards Industry Benchmarking Trends: 2024 Q2 Update
Credit card delinquencies are stabilizing in early buckets while consumers continue to spend
US Bankcards Industry Benchmarking Trends: 2024 Q1 Update
Credit card balances and severe delinquencies are growing but positive signs are starting to appear
US Bankcards Industry Benchmarking Trends: 2023 Q4 Update
Credit card balances continue to rise, early-stage delinquency begins to show signs of flattening
US Bankcards Industry Benchmarking Trends: 2023 Q3 Update
More consumers are carrying credit card balances despite high rates, and delinquency rates continue to rise
US Bankcards Industry Benchmarking Trends: 2023 Q2 Update
Higher prices keep customers in a pinch from making on-time payments
Consumer Payment Behavior on Credit Cards Impacted by the Pandemic
The pandemic caused behavioral impacts on credit card payments of consumers for revolving products, where the minimum due is a small percentage of the current credit card balance
US Bankcards Industry Benchmarking Trends: 2023 Q1 Update
Bankcard delinquencies exceed pre-pandemic levels, higher losses are forecasted ahead
US Bankcards Industry Benchmarking Trends: 2022 Q4 Update
Bankcard delinquencies continue to rise, higher losses are coming in 2023
US Bankcards Industry Benchmarking Trends: 2022 Q3 Update
Inflation takes hold, bankcards delinquencies surpass pre-pandemic levels
US Bankcard Industry Benchmarking Trends: 2022 Q2 Update
Bankcard delinquencies continue to rise as growth in the economy slows
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