FICO® Application Fraud Manager

Stop fraud at the point of origination.

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Overview

Analytics-led fraud detection that stops identity-based fraud

FICO^® Application Fraud Manager prevents identity-based fraud at its source by cost-effectively detecting both first-party and third-party application fraud with precision, while delivering an outstanding customer experience. Application Fraud Manager easily integrates into the origination's ecosystem, providing a platform for real-time fraud decisioning powered by machine learning analytics.

An enterprise solution for application fraud management

Analytics, data orchestration, case management and detection strategies unite to accurately detect and prevent more fraud.

Machine learning analytics

Seamlessly analyze hundreds of behavioral characteristics to identify patterns that are inconsistent or aberrant and indicate fraud.

Best-in-class detection strategies

Pre-packaged, proven fuzzy matching and policy rules that are configurable in an intuitive user interface.

Case management that speeds resolution

Step-up capabilities and optimized case review that minimizes time to resolution and automated decisioning.

Advanced link and network analysis

Leverage fuzzy matching, social network analytics and superior data visualization, to detect and investigate organized fraud rings.

Flexible data orchestration

Make better informed decisions by easily by supplementing originations data with information from internal or third-party sources.

Fast time-to-value

Pre-integration with originations systems including FICO Origination Manager enables fast adoption and straight-through-processing of applications.

Tackle first-party and third-party fraud

Manage application fraud however it manifests, while protecting customer experience.

Machine learning models uncover anomalies that indicate people falsifying information such as income to obtain credit they don’t intend to repay.

Uncover the links across new applications and existing accounts that indicate the activities of organized criminal networks.

Detect inconsistencies in application information that indicates that the applicant is a fraudster using a stolen identity or synthetic identity.

Real-time decisions and accurate detection ensures that legitimate customers can be welcomed onboard without unnecessary delays.

Fraud Protection and Compliance

From the Blog

Read our experts' opinions about application fraud.

Using Analytics to Prevent Auto Finance Fraud

July 14, 2020

Four Wheelin’: Fighting Auto Finance Application Fraud

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February 03, 2020

Video: How to Protect Your Children from Identity Theft

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December 03, 2018

Application Fraud: How Do Synthetic Identities Get Created?

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How can we help?

Would you like to talk to an expert about how FICO Application Fraud Manager can help you uncover more first party and third-party fraud?

Contact us