FICO® Score XD - How it works
Giving lenders the ability to identify credit ready, previously unscorable borrowers
Consumer Payment Behavior on Credit Cards Impacted by the Pandemic
The pandemic caused behavioral impacts on credit card payments of consumers for revolving products, where the minimum due is a small percentage of the current credit card balance
FICO® Score 4
The FICO® Score 4 outperforms prior FICO® Scores in Mexico, offering the precision you need based on a proven blueprint as well as broadens financial inclusion.
FICO® Extended Score 4
FICO® Extended Score 4 can score an additional 8 million consumers in Mexico through the inclusion of household-level data unique to our partner Círculo de Crédito.
‘FICO Drift’: What Is It, and What Causes It?
FICO® Scores rank-order the likelihood of borrowers’ credit repayment risk - the relationship between the FICO Score and repayment odds can and does shift
Critical Ingredient to Identify Healthy Mortgage-Backed Securities
FICO® Scores: A critical element in cash flow analysis for proper valuation.
Top 10 Reasons to Migrate to FICO® Score 10T
Leveraging FICO’s heritage of scoring expertise, FICO® Score 10T is built with trended credit data enabling a higher level of predictive power
FICO and Chelsea Football Club to Raise Financial Literacy in U.S.
Strategic partnership between Chelsea FC and FICO aims to make a positive impact on the communities where games are played
Expanding Credit Access With Alternative Data – FICO Scores More
90% of the credit eligible US population can be scored by the FICO® Score Suite
Why Credit Scores are Crucial to Healthy Securities
The value of asset-backed security is determined by the cash flows generated by the underlying assets and understanding the predictability of those cash flows
To Score or Not to Score?
Research explores the minimum amount of data required to build accurate, reliable credit scores
FICO® Score XD
Improve consumer credit access by identifying credit-ready borrowers who are unscorable with traditional credit bureau data alone.
Take the next step
Connect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.