UK Credit Card Payment Trends - Missed Payments Are Rising
Spending falls following typical seasonal patterns, although average balance is up 5.3% year-on-year and more customers miss payments
Forrester Report: The Future of Digital Experiences in Banking
How Emerging Technologies Will Transform Digital Banking Experiences Over the Next Decade
FICO UK Credit Card Market Report: July/August 2023
Summer months see average credit card spend and balance continue to trend upwards while payments to balance rose and fell, sending warning signals to lenders ahead of winter
2024 Bank Customer Experience Survey: US
Insights into US customer behaviors, preferences, and experiences with banks
Canadian Bankcards: Delinquencies on Monoline Cards Are Rising
FICO's Canadian Bankcards Industry Benchmarking Trends for Q2 2024 show monolines delinquencies have reached pre-COVID levels
Using More Customer Management Tools Can Generate Millions in Incremental Profit
The benefits of active vs. passive use of FICO customer management technology are clear
FICO UK Credit Card Market Report: May 2023
Impact of stubbornly high inflation evident in rising credit card delinquency levels and average spend
Brazilian Credit Risk Trends Reveal Growth Opportunities
This deep dive into the credit health of the Brazilian market presents a positive national scenario, leading to recommendations for growth in multiple credit products
FICO UK Credit Card Market Report: February 2023
Data demonstrates cost-of-living pressures across spend and missed payments as UK consumers battle to manage finances
Why Banks’ Deposit and Savings Strategies Must Change
Regulatory pressures and waning trust are among the factors forcing banks to better meet customers’ needs - here are some best practices
FICO Data: UK Credit Card Customers Showing Signs of Financial Stress
Worrying trends developing amongst established credit card users as missed payments rise
UK Credit Card Trends 2023-2024: More Spend and Delinquencies
FICO analysis of 2023-2024 data reveals how continued high costs and inflation are shaping UK credit card payment patterns
Why This Is a Good Time to Grant Credit Limit Increases
Card issuers should consider a credit limit increase program for existing credit card customers to engage customers and meet demand
FICO UK Credit Card Market Report: January 2023
Start of the new year presents mixed picture of debt management by UK consumers
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