UK Credit Cards: Are "Established" Accounts in Trouble?
FICO data reveals worrying trends developing amongst established credit card users as missed payments rise
Modelling Deposit Price Elasticity: What Is It All About?
A price elasticity model enables the product team to set deposit rates with a sound understanding of the expected performance from the rate strategy
Real-time credit decisioning
Increase the volume of real-time credit approvals via digital account opening
Omnichannel communications
Credit applicants abandon applications for numerous reasons, but delivering compelling messages is key to re-engaging and winning back their business.
Initial Credit Line Determination
Assessing real-time risk to accurately determine an applicant’s initial credit line.
Fighting application fraud head-on
Are you successfully safeguarding customers and preventing fraud, while still being able to make real-time origination decisions?
Hyper-Personalization Survey Highlights Boardrooms' Blind Spots
New study from Forrester shows the value of hyper-personalization and the gaps businesses face today
SA Taxi Hails Automated Lending in The Cloud As Driver of 25 Percent Loan Growth
South African taxi financier wins FICO® Decisions Award for cloud deployment using FICO® Blaze Advisor® Decision Rules Management System
CIOs Are Leading the Creation of the Intelligent Bank
Technology executives must lead the creation and sustainability of the intelligent enterprise through technology.
Banreservas Automates 80 Percent of Loan Applications and Grows Business with Intelligent FICO Decision Engine
Largest bank in the Dominican Republic wins FICO® Decisions Award for Customer Onboarding & Management
The FICO® Score is Built to Last
For more than 30 years, the FICO® Score has been carefully developed to be robust and reliable assessments of credit risk throughout the credit cycle
Why Credit Scores are Crucial to Healthy Securities
The value of asset-backed security is determined by the cash flows generated by the underlying assets and understanding the predictability of those cash flows
FICO Survey: APAC Banks Lag Behind US and UK in Integrating Fraud and AML Compliance Functions
Only 18 percent say they have a strategic plan to fully integrate functions
Are Student Loan Holders at Risk as Deferments Expire?
Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages
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