FICO, the eponymous credit score provider, announced three artificial intelligence language models for financial services firms on Tuesday: Focused Foundation Model, Focused Language Model and Focused Sequence Model.

The average FICO credit score in the US is on the decline. FICO vice president of scores and predictive analytics, Ethan Dornhelm, joins Asking for a Trend to explain why the average credit score is lower.

Total national average credit score dropped two points this year to 715, according to the report from credit scoring company FICO. But Gen Z’s average score dropped three points to 676, the largest year-over-year decrease among any age group since 2020.

FICO® Focused Language Model and FICO® Focused Sequence Model are redefining global standards in trust, model design, and Responsible AI—driving enterprise value

A new FICO study finds only five percent of organizations – in this case financial enterprises – have their AI investments truly aligned with their business goals.

While the average Americans have a hard time paying their auto loans or get new ones, automakers and dealers are posting record profits.

FICO’s 2025 global survey of 254 C-suite leaders and the perspective of the company’s chief analytics officer, Scott Zoldi, who has been advocating for responsible AI for nearly a decade.

Keeping watch on your credit score now can help you identify where you can improve and prevent bigger financial problems down the road.

The national average credit score, which had been steadily increasing for over a decade, fell for the second consecutive year, according to a new report from FICO.

Credit scores are dropping nationwide, reflecting struggles Americans are having to stay afloat financially, according to FICO.