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FICO® Score 10 T Materially Outperforms VantageScore 4.0

New analysis proves FICO® Score 10 T’s superior performance for homebuyers, mortgage lenders and investors.
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Average FICO Score dips as student debt borrowers fall into severe delinquency

Credit scores are dipping, partly driven by the resumption of federal student loan delinquency reporting on U.S. consumers’ credit, credit scoring agency FICO said.
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Here's why the average US credit score is falling

Average national credit score fell when severe delinquencies increased in February 2025
Underwriting Automation

iA Financial Group Expands Insurance Underwriting with FICO Platform, Aiming for 80% Automation

FICO® Platform empowers iA Financial Group to scale operational efficiency, enhance underwriting capabilities, and strengthen its position as Canada’s top individual life insurer

Bradesco Fights Fraud with AI and FICO Platform at Scale

Brazilian banking giant modernizes fraud detection and account onboarding with AI on FICO Platform, securing 1B transactions and doubling approval speed

Meet Our Top Innovators in Financial Technology for 2025

First FICO Decision Hero Awards recognize four fintech leaders for careers transforming financial services through data-driven innovation
Media Coverage

As national average credit score falls, student loan delinquencies are key factor

The national average FICO credit score dropped to 715 from 717, according to a recent report from FICO, developer of one of the scores most widely used by lenders. FICO scores range between 300 and 850.

Navigating Risk Management with Machine Learning

The Santander US Auto business, one of the largest auto lenders in the U.S., has won a 2025 FICO® Decisions Award for its use of machine learning
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2024 Bank Customer Experience Survey: Peru

Insights into Peruvian customer behaviors, preferences, and experiences with banks

Velera Modernizes Fraud Management for 700+ Lenders

85% faster fraud alerts, 76% self-service efficiency — enabled by FICO Platform’s real-time, omni-channel fraud engagement
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FICO and dacadoo Partner to Bring AI-Powered Precision to Life Insurance

Alliance will give insurers more flexible and precise risk assessment for life insurance, enabling greater targeting and personalized offers
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FICO Platform Helps Lloyds Banking Group Say Yes to More Customers

Leading UK high street banking group uses FICO® Platform to meet customer lending needs 24/7
Corporate News

Fair Isaac Corporation Announces Date for Reporting of Second Quarter Fiscal 2025 Financial Results

FICO will announce its second quarter fiscal 2025 results on April 29, 2025, after the market closes and will host a conference call on April 29th at 5:00 p.m. Eastern time.
Media Coverage

Best practices for responsible AI: Insights from industry leaders

Keeping AI systems unbiased, ethical, and law-abiding takes a coordinated effort across the organization
Media Coverage

FIs bet on custom AI for safer, smarter automation

Focused language models will become standard for financial services, FICO says

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