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Four ways banks can use pricing optimization to drive sales growth in lending - Spanish

As certain types of consumer and business loan volumes increase, the ability to optimize loan pricing for originations is becoming a must-have capability for financial institutions.
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Why foreclosures are still below pre-pandemic levels

Foreclosures rose from a low base last quarter
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Modernize your collections strategy with an AI-powered, customer-centric strategy

Reduce risk, boost outcomes, and build lasting customer relationships with AI-powered segmentation, personalization, and omni-channel engagement.
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How Omni-Channel Communications Transform Collections Strategy

Organizations that have deployed integrated communications are unlocking higher engagement rates, faster time-to-promise and a smoother customer experience
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Report: Debit card skimming declined in 2024

The number of compromised debit cards resulting from skimming activity declined in 2024, but financial institutions and customers should remain vigilant, according to new figures by credit scoring firm FICO.
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Octane Earns a 2025 FICO Decision Award; Responsibly Expands Credit Access with FICO Auto Score 10

Fintech company uses FICO® Auto Score 10 to help grow originations by 36% and responsibly expand credit access in the recreational market, including Powersports, RV, and Outdoor Power Equipment
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FICO Survey Finds 90% of Canadians Value Customer Experience Over Products and Services

Customer experience plays an important role in a customer’s financial decision making, including time commitment and loyalty
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FICO Helps British Insurance Provider Vitality Deliver Personalised Healthcare Journeys

Unique fully digital journey increases operational efficiency with 69% reduction in claims started over the phone, improving customer engagement and loyalty
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As Artificial Intelligence Gains Steam, the Power Grid Heats Up

Data centers are booming, fueling concerns about capacity constraints, construction and energy costs, operational risks and resilience.
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Lloyds builds on lending momentum with AI

$1.1T bank is scaling up digital, gen AI initiatives in 2025
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UK Cards and Credit Risk: Further Decline in Balances Paid

April data on UK cards shows spending declined and average balances increased, signalling slow rise in credit risk for UK consumers
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Commentary: Harnessing AI in auto finance while enhancing efficiency and customer trust

In the rapidly evolving landscape of auto finance, artificial intelligence emerges as a transformative force.
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Canada Bankcard Industry Benchmarking Trends: Q1 2025

Credit card data reveals many Canadians are struggling to pay off their monthly balances
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FICO Aims to Accelerate Businesses’ Digital Transformation Under New Strategic Collaboration Agreement with AWS

FICO® Decision Modeler is first FICO solution available in AWS Marketplace
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Do Insurers have the Analytics Skills to unlock Hyper-personalisation from Alternative Data?

Darran Simons at FICO outlines the data sources that could drive hyper-personalised insurance offers – as long as insurers have access to the data analytics expertise.
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