Best practices for responsible AI: Insights from industry leaders
Keeping AI systems unbiased, ethical, and law-abiding takes a coordinated effort across the organization
FIs bet on custom AI for safer, smarter automation
Focused language models will become standard for financial services, FICO says
FICO CAO Scott Zoldi: Innovation Helps Operationalize AI
Zoldi just celebrated his 101st patent. Most of them focus on operationalizing artificial intelligence.
Average US FICO Score Drops to 715
FICO analysis shows that more than eight million borrowers are potentially impacted by new student loan delinquencies, partly driving the two point drop of the average U.S. FICO® Score
Worried about Gen AI Hallucinations? Using Focused Language Models is an Imaginative—and Proven—Solution
GenAI hallucinations are primarily caused by the ways that large language models (LLMs) are built
UK Cards Data Shows Rise in Delinquencies, First-Party Fraud Risk
In data on UK credit cards, FICO sees a rise in customers missing three payments, and signs of growing first-party fraud
FICO World 2025 Showcases Innovations and Insights from 50+ Firms Worldwide
At industry event May 6-9 in Hollywood, Florida, an A-list of leaders in financial services will join top industry analysts and keynote speakers Nate Silver and Jordan Ellenberg
Basic Facts About FICO® Scores - French
Learn what is considered in FICO® Scores, how credit report data leveraged to calculate the score, and what you can do to build good credit habits.
Basic Facts About FICO® Scores - Spanish
Learn what is considered in FICO® Scores, how credit report data leveraged to calculate the score, and what you can do to build good credit habits.
Building Financial Literacy Through Credit Education
From 'I wish I knew' to 'I’m so glad I know': empowering consumers through financial literacy
Mike Trkay: Pioneering AI-Driven Transformation in Financial Services
Mike Trkay, CIO of FICO, is one such leader, with a career spanning over 27 years in technology strategy, digital transformation, and enterprise innovation.
HSBC UK and FICO Win FStech Award for Best Use of Data Analytics
Leading UK bank used FICO optimisation tools to grant more credit with highly tailored decision strategies
FICO® Xpress Solver: Mathematical Optimization for Energy & Utility Industries
Enhancing efficiency and operational strategies for energy & utility industries
5 Key Insights About Bank Customers & How to Win Their Loyalty
In September 2024, FICO commissioned a survey of 1,000 bank customers across the US. We asked about their banking habits and preferences, and whether their financial institutions are truly meeting their needs.
FICO Survey: 1 in 3 Indonesian Consumers Blame Banks for Scam Losses
Rising scam incidents and low expectations for refunds highlight growing pressure on banks to act
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