Home Credit China Cuts Risk by 25 Percent on Consumer Loans to Thin File Applicants
Global non-bank lender wins FICO® Decisions Award for Financial Inclusion using FICO® Score
How Has Borrower Resilience Evolved Over Time?
Insights from the latest from the FICO Resilience Index Industry Benchmarking Results
FICO® Score Open Access in Canada
The FICO® Score Open Access program allows lenders to help educate Canadian consumers about their FICO® Scores by providing comprehensive and transparent information to help them understand their scores.
FICO® Score 10 in Canada
FICO® Score 10 supports predictive consumer credit risk management for Canadian lenders. FICO® Scores are used by 90% of top Canadian lenders and credit unions and have been an industry standard measure of risk for over 25 years.
FICO Partners with HUD and PERC on Rental Data Study
Study shows value of rental data in credit scoring models such as FICO® Score 9 in providing credit visibility for thin-to-no credit profiles
FICO Introduces New FICO Score 10 Suite
FICO® Score 10 Suite Outperforms All Prior FICO Scores Providing Power and Flexibility for Precise Credit Risk Decisions
Watch the FICO World Fairness in Lending Session
Insightful financial inclusion video focused on fairness in lending
Consumers prioritize auto over mortgage payments
What are the drivers behind this consumer shift in the loan payment hierarchy to pre-pandemic norms and is it likely to last?
Increased debt load poses risk to student loan borrowers
Student loan borrowers’ increasing debt trajectory through the pandemic has been outpacing that of non-student loan borrowers
Student loan borrowers at risk of delinquency when payments resume
Student loan borrowers already exhibiting higher delinquency rates than they did pre-pandemic on some credit products
Executive Summary: Milliman FICO® Score 10 and FICO® Score 10T Model Assessment June 2023
Milliman assessment evaluates updated FICO models coming to mortgage industry
US Bankcards Industry Benchmarking Trends: 2023 Q2 Update
Higher prices keep customers in a pinch from making on-time payments
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