In-depth look at the distribution of average U.S. FICO® Scores in 2022
The national average FICO Score did not go up for the first time in over a decade, a trend that’s seen at the city and state level across the nation
US Bankcards Industry Benchmarking Trends: 2022 Q3 Update
Inflation takes hold, bankcards delinquencies surpass pre-pandemic levels
FICO® Score Global Success
FICO® Scores and Services for International Markets — Developed by Acknowledged Global Risk Experts
5 things FICO is doing to help Lenders turn financial dreams into reality for consumers
See what FICO is doing to help Lenders turn financial dreams into a reality for consumers.
Homecourt Disadvantage: Truncation Bias and the Art of Comparing Consumer Credit Scoring Models
All credit scoring models eventually may need to be evaluated to determine if an update or replacement is needed
Prepare & Recover: FICO® Score Checklist for Natural Disasters
Five things to do before and after disaster strikes
FICO Research Consumer Credit Score Migration
FICO examined the movement of FICO® Scores over time to determine how often investors should seek refreshed credit scores.
Money 20/20 Keynote - New Frontiers in Credit Risk Scoring
New Frontiers in Credit Risk Scoring
Big Shift Could Help Boost FICO Credit-Score Calculations
Consumers with a low FICO could get a higher UltraFICO, a new score that factors in bank-account activity as well as loan payments.
Machine Learning and FICO® Scores
An evolution in ML innovations that helps both lenders and consumers
FICO® Score for Asset-Backed Securitization in Telecommunications
Two leading telecom providers pioneered the use of public securitizations of their handset contracts to create a new asset class for investors.
FICO Research Scoring Your Customers — How Often Is Often Enough?
For competitive advantage, refresh more frequently
Score Validation: Building the Business Case for Change
Executive brief on evaluating a newer FICO® Score
FICO® Score: Credit Scoring Innovation Timeline 1989 To Today
Walk through time with FICO® as we transform the credit risk industry.
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