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Media Coverage

This is what happens when Buy Now, Pay Later loans are folded into FICO scores

After a detailed study with Affirm, FICO is considering a scoring model that incorporates BNPL loans, offering the possibility of improved credit outcomes for diligent borrowers.
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Media Coverage

Most Credit Scores Unhurt by Buy Now Pay Later Loans FICO Says

Most Credit Scores Unhurt by Buy Now Pay Later Loans FICO Says
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Will Lansing on Open Interest

Growth of FICO software
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Nationwide Builds Intelligent Enterprise with FICO Platform

From mortgages to loans, the world’s largest building society delivers real-time solutions to enhance customer satisfaction
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Corporate News

FICO UK Credit Card Market Report: November/December 2024

Spending and credit card balances reached the highest averages since FICO records began in 2006
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FICO Small Business Scoring Services

FICO Fact: Is a 700 FICO Score the Same as a 700 VantageScore?

Inappropriate comparisons between credit scoring models could threaten liquidity and consumer access to affordable credit
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Corporate News

FICO Announces Earnings of $6.14 per Share for First Quarter Fiscal 2025

Revenue of $440 million vs. $382 million in prior year
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FICO and Affirm Unveil Industry-Leading Analysis of ‘Buy Now, Pay Later’ Loans

First-of-its-kind analysis finds Affirm customers with multiple BNPL loans would be most likely to experience score increases with FICO’s innovative treatment of that data
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FICO Honors Amazon Team in Competition for Groundbreaking Optimization Research

FICO® Xpress Solver used by Modeling and Optimization group at Amazon to perform important research work on improving the speed and efficiency of massive delivery networks
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Top 5 Benefits of Implementing Omnichannel Communications for Insurers

Unified Customer Experience as the Key to Competitive Advantage in a Highly Regulated Industry
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New FICO Survey: 69% of Canadian Consumers Want Banks to Protect Against Scams During Real-Time Payment Transactions

Survey showcases how banks can address consumer expectations with better fraud detection systems, real-time communications, and personalized customer experience
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Yapı Kredi Cuts Fraud by 98% in Seven Years Using FICO AI Technology

Turkish lender achieves one of the best fraud ratios among Turkish banks by incorporating custom machine learning scores with FICO® Falcon® Fraud Manager
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Financial Crime Compliance

Reflections on Innovation: 101 AI and Software Patents Granted

We have built a data science organization that prizes creativity and operationalizes innovation for demonstrable business benefit and positive customer impact
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Corporate News

FICO Wins 2025 BIG Innovation Award for Leading Responsible AI Innovation with Blockchain Technology

FICO recognized in the software category for fostering ethical AI practices and driving measurable AI-driven business outcomes
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The Power of Omnichannel Communications for Insurers

Reimagining Customer Engagement Through Integrated Communication Strategies Across the Lifecycle
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