US Bankcards Industry Benchmarking Trends: 2024 Yearly Report
Credit card delinquency rates picked up in the back half of the year as spending slows
FICO UK Credit Card Market Report: July 2024
Spending falls following typical seasonal patterns although average balance is up 5.3% year-on-year and more customers miss one, two and three payments
UK Credit Cards Hit New Highs for Spending and Balances
FICO data suggests the ongoing impact of inflation could affect consumer affordability through 2025
FICO UK Credit Card Market Report: June 2024
Start of summer uplift in spending evident although consumers also appear to be managing credit commitments positively
UK Credit Card Trends 2023-24: FICO Data Shows Rising Spend and Missed Payments
Year-on-year analysis reveals impact of continued high costs and inflation requiring lenders to remain vigilant
FICO UK Credit Card Market Report: March 2024
Consumer spend drops to its lowest level for a year and missed payments increase
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FICO UK Credit Card Market Report: January 2024
Consumer spending and payments followed typical seasonal patterns for the start of the new year
FICO UK Credit Card Market Report: December 2023
High prices lead to highest average credit card spend and balances since FICO records began.
FICO UK Credit Card Market Report: November 2023
Financial squeeze on households illustrated by fall in payments to balance while spending followed usual pre-Christmas upward trend
UK Card Payment Trends: Delinquencies Still Climbing
FICO UK Credit Report for August 2024 shows familiar card payment trends, but late payments are still higher than 2023
FICO UK Credit Card Market Report: October 2023
Sales and cash spend fall before the usual Christmas upturn, although inflation means spending higher than the same period in 2022
FICO UK Credit Card Market Report: September 2023
Credit card missed payments and total balances rise, while spending falls ahead of the festive period
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