FICO UK Credit Card Market Report: June 2024
Start of summer uplift in spending evident although consumers also appear to be managing credit commitments positively
UK Credit Card Trends 2023-24: FICO Data Shows Rising Spend and Missed Payments
Year-on-year analysis reveals impact of continued high costs and inflation requiring lenders to remain vigilant
FICO UK Credit Card Market Report: March 2024
Consumer spend drops to its lowest level for a year and missed payments increase
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FICO UK Credit Card Market Report: January 2024
Consumer spending and payments followed typical seasonal patterns for the start of the new year
FICO UK Credit Card Market Report: December 2023
High prices lead to highest average credit card spend and balances since FICO records began.
FICO UK Credit Card Market Report: November 2023
Financial squeeze on households illustrated by fall in payments to balance while spending followed usual pre-Christmas upward trend
UK Card Payment Trends: Delinquencies Still Climbing
FICO UK Credit Report for August 2024 shows familiar card payment trends, but late payments are still higher than 2023
FICO UK Credit Card Market Report: October 2023
Sales and cash spend fall before the usual Christmas upturn, although inflation means spending higher than the same period in 2022
FICO UK Credit Card Market Report: September 2023
Credit card missed payments and total balances rise, while spending falls ahead of the festive period
UK Credit Card Payment Trends - Missed Payments Are Rising
Spending falls following typical seasonal patterns, although average balance is up 5.3% year-on-year and more customers miss payments
FICO UK Credit Card Market Report: July/August 2023
Summer months see average credit card spend and balance continue to trend upwards while payments to balance rose and fell, sending warning signals to lenders ahead of winter
Canadian Bankcards: Delinquencies on Monoline Cards Are Rising
FICO's Canadian Bankcards Industry Benchmarking Trends for Q2 2024 show monolines delinquencies have reached pre-COVID levels
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