


FICO UK Credit Card Market Report: March 2025
Financial pressures hitting UK households evident in drop in spend, whilst balances increase year-on-year

Octane Earns a 2025 FICO Decision Award; Responsibly Expands Credit Access with FICO Auto Score 10
Fintech company uses FICO® Auto Score 10 to help grow originations by 36% and responsibly expand credit access in the recreational market, including Powersports, RV, and Outdoor Power Equipment

FICO Survey Finds 90% of Canadians Value Customer Experience Over Products and Services
Customer experience plays an important role in a customer’s financial decision making, including time commitment and loyalty

BMO Strengthens Portfolio Decisions with FICO® Scores
Discover how BMO uses the industry-standard FICO® Score and FICO’s Decision Management Platform to navigate changing credit conditions with confidence.

FICO Honors Cognizant for AI-Powered Financial Marketing Solution at Inaugural GSI Hackathon
Global partners join forces to drive the future of financial innovation with FICO Platform

UK Cards Data Reveals Fall in Spending but Rise in Balances
Lenders should keep a close eye on credit card delinquencies, which saw a 10.4% increase in the percentage of customers missing one payment in May

FICO Honors Four Global Leaders in Analytics and Digital Transformation
First FICO Decision Hero Awards recognize four visionaries for careers transforming financial services through data-driven innovation

Santander US Auto Business Wins 2025 FICO Decisions Award for Machine Learning Credit Risk Analysis
Santander uses FICO Platform to offer financing solutions across a wide range of credit profiles

FICO Honors Infosys for Loyalty Program Innovation at Inaugural GSI Hackathon
Global partners join forces to drive the future of financial innovation with FICO Platform

FICO UK Credit Card Market Report: January/February 2025
First-party fraud identified as potential risk as financial pressures impact affordability

FICO Platform Helps Lloyds Banking Group Say Yes to More Customers
Leading UK high street banking group uses FICO® Platform to meet customer lending needs 24/7

HSBC UK and FICO Win FStech Award for Best Use of Data Analytics
Leading UK bank used FICO optimisation tools to grant more credit with highly tailored decision strategies

UK Cards and Credit Risk: Further Decline in Balances Paid
April data on UK cards shows spending declined and average balances increased, signalling slow rise in credit risk for UK consumers

Canada Bankcard Industry Benchmarking Trends: Q1 2025
Credit card data reveals many Canadians are struggling to pay off their monthly balances
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