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Statement on FHFA’s Interim Lender Choice Policy, announced Tuesday July 15th:

The Federal Housing Finance Agency’s interim “lender choice” policy introduces a dangerous precedent that increases adverse selection risk that will raise prices for consumers. 
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FICO® Score 10T Decisively Beats VantageScore 4.0 on Predictability

An analysis by FICO data scientists has found that FICO Score 10T significantly outperforms VantageScore 4.0 in mortgage origination predictive power. 
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Leading Fintech Achieve Taps FICO Score 10 T to Expand Consumer Access to Personal Loans

FICO and Achieve Partner to Power Brighter Financial Futures
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Bradesco Stops Fraud with AI on FICO Platform, 1B Monthly Transactions, Double the Approval Speed

Brazilian banking giant modernizes fraud detection and digital account opening, securing real-time transaction monitoring and seamless customer onboarding
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Santander US Auto Business Wins 2025 FICO Decisions Award for Machine Learning Credit Risk Analysis

Santander uses FICO Platform to offer financing solutions across a wide range of credit profiles
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myFICO Sees Significant Surge in Consumers Checking FICO Scores

As more consumers take control of understanding their credit health, myFICO’s free FICO® Score program has provided millions with the tools and education to help them succeed
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FICO and Affirm Unveil Industry-Leading Analysis of ‘Buy Now, Pay Later’ Loans

First-of-its-kind analysis finds Affirm customers with multiple BNPL loans would be most likely to experience score increases with FICO’s innovative treatment of that data
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FICO® Score Credit Insights, Fall 2025 Edition

A comprehensive first-edition report analyzing credit trends for the U.S. economy, offering actionable insights for lenders, investors, and policymakers.
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Building Financial Literacy Through Credit Education

From 'I wish I knew' to 'I’m so glad I know': empowering consumers through financial literacy
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5 Steps to Strengthen Credit Risk Strategy for Lenders: A How to Guide for Institutions of All Sizes

How using FICO’s Innovation Lab can help future-proof for evolving economic conditions and credit risk decisions
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Next-Generation Enterprise Fraud Management

Future-proof your defenses and win the intelligence arms race
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How to Strengthen your Organization’s Money Mule Strategy

Money mules are causing significant problems across the globe. Organizations must take proactive steps to identify and disrupt them.
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The Role of the FICO® Score in the Mortgage Consumer Credit Risk Ecosystem

The FICO Score is a primary factor in determining consumer credit risk for mortgage originations, secondary market, and portfolio management with consumer and regulatory benefits
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FICO Kicks Off National “Fields of Financial Empowerment” Summer Tour with Chelsea Football Club and U.S. Soccer Foundation

FICO to Champion Financial Education for Teens and Adults Throughout Chelsea FC’s U.S. Tour
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Revolutions - The Speed of Dreams

Enabling organizations to evolve in the AI era.
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