2022 Credit Trends in the US by City and State
FICO research points to a trend indicating that the average FICO Score on the US population continues to increase since coming out of the Great Recession of the mid to late 2000s.
Keep Calm and Keep Credit Flowing
Hear about current and upcoming FICO initiatives, including the latest FICO Score solutions designed to allow lenders to navigate changing economic conditions and help ensure their portfolios are resilient.
2023 FICO Decisions Awards Now Open
Call for analytics and digital transformation champions!
AI Governance: A Critical Component of Corporate ESG Initiatives
Helping organizations navigate the often-challenging implementation of Responsible AI as part of ESG efforts
FICO Fact: Does FICO’s Minimum Scoring Criteria Limit Consumers’ Access to Credit?
Over the last 30 years, FICO has continued to analyze the minimum amount of credit bureau data that is necessary to deliver a reliable, predictive FICO® Score to the market.
How to Avoid the 5 Most Common Pitfalls when Using the FICO Resilience Index
The 5 ways we have seen FICO Resilience Index misapplied and how to avoid these common pitfalls in order to accelerate successful adoption
Top 5 Scores Posts of 2020: Keeping Credit Flowing During Uncertain Times
Pandemic impact on FICO Scores and the introduction of the FICO Resilience Index
Average U.S. FICO Score at 711, But Uncertainty Abounds
It generally takes some time for the effects of a major macroeconomic event to start to show up in consumers’ credit reports.
2021 FICO Decisions Awards Now Open
Companies invited to submit their successful digital transformation projects
FICO Score Trends Through Economic Downturns and Natural Disasters
What FICO Scores can tell us about the road ahead
FICO® Resilience Index
More precisely predict a borrower’s resilience to future economic disruptions.
FICO® Score
FICO® Scores are used by the top 90 US lenders for their credit risk assessment needs.
UltraFICO® Score
Leverages trended cash flow data to give lenders a broader view of credit readiness.
Take the next step
Connect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.