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2023 Trends Report

Top five trends redefining banking today

Financial Resilience: FICO Data Shows New US Borrowers Are More Fragile

Highlighting results from FICO’s 2023 FICO® Resilience Index 2 benchmarking reports
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Home Credit China Cuts Risk by 25 Percent on Consumer Loans to Thin File Applicants

Global non-bank lender wins FICO® Decisions Award for Financial Inclusion using FICO® Score
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FICO® Score Open Access in Canada

The FICO® Score Open Access program allows lenders to help educate Canadian consumers about their FICO® Scores by providing comprehensive and transparent information to help them understand their scores.
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FICO® Score 10 in Canada

FICO® Score 10 supports predictive consumer credit risk management for Canadian lenders. FICO® Scores are used by 90% of top Canadian lenders and credit unions and have been an industry standard measure of risk for over 25 years.
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FICO Partners with HUD and PERC on Rental Data Study

Study shows value of rental data in credit scoring models such as FICO® Score 9 in providing credit visibility for thin-to-no credit profiles

How to Protect Mobile Wallets from Prepaid Card Fraud

What are the strategies that are reshaping the battle against prepaid card fraud within the realm of mobile wallets?
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FICO Introduces New FICO Score 10 Suite

FICO® Score 10 Suite Outperforms All Prior FICO Scores Providing Power and Flexibility for Precise Credit Risk Decisions

Increased debt load poses risk to student loan borrowers

Student loan borrowers’ increasing debt trajectory through the pandemic has been outpacing that of non-student loan borrowers

Student loan borrowers at risk of delinquency when payments resume

Student loan borrowers already exhibiting higher delinquency rates than they did pre-pandemic on some credit products
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Why rely on guesswork when you can have certainty with optimization?

Six top-performing clients outline how they’re letting prescriptive analytics do the work

Executive Summary: Milliman FICO® Score 10 and FICO® Score 10T Model Assessment June 2023

Milliman assessment evaluates updated FICO models coming to mortgage industry

2024 FICO Decisions Awards Now Open

Call for analytics and digital transformation champions!
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China Construction Bank Expands Its Business With Millennial Credit Card Holders Using Big Data Predictive Analytics

China’s top bank wins FICO® Decisions Award for business results achieved with the FICO® Score X Data

Hyper-Personalization: How to Blend Fraud Management and CX

Hyper-personalized fraud management is becoming integral to banks’ abilities to extend fraud-protected but friction-free customer experiences

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